SmarterDividends

QYLD vs TSPY: Yield, Cost and Returns Compared

As of Nov 7, 2026, TSPY yields more: 14.84% (dividend yield) against 12.52% for QYLD. QYLD is cheaper to own at 0.60% a year vs 0.68%. Over the same 2 years (Aug 2024 to Oct 2026), TSPY returned 14.3% a year with distributions reinvested, and QYLD 13.1%.

ComparedQYLDTSPY
YieldDividend yield12.52%14.84%
Expense ratio0.60%0.68%
Total return, 1 yr+15.7%+10.8%
Total return, 3 yr (a year)+15.8%—
Total return, 5 yr (a year)+7.8%—
Total return, 10 yr (a year)+9.7%—
Worst drop since Aug 2024-9.1%-10.1%
Share price since Aug 2024+0%−0%
PaysMonthlyMonthly
IssuerGlobal XTappAlpha
Assets$8.2B$398.7M
Started20132024
TypeDerivative IncomeDerivative Income

Higher yield

TSPY

14.84%

Lower cost

QYLD

0.60%

Better total return

TSPY

14.3%/yr

Smaller worst drop

QYLD

-9.1%

Key facts: QYLD vs TSPY

Data as of · Source: SmarterDividends data

  • As of Nov 7, 2026, QYLD yields 12.52% (dividend yield) and TSPY yields 14.84% (dividend yield).
  • QYLD's expense ratio is 0.60% and TSPY's is 0.68%: $60 vs $68 a year on $10,000.
  • From Aug 2024 to Oct 2026, $10,000 in QYLD grew to $13,068 (13.1% a year) and $10,000 in TSPY to $13,366 (14.3% a year), distributions reinvested.
  • Their worst month-end drops over that time: -9.1% for QYLD and -10.1% for TSPY.
  • 0 of QYLD's top ten holdings are also in TSPY's top ten.
Cite this page

SmarterDividends, "QYLD vs TSPY: Yield, Cost and Returns Compared," updated Nov 7, 2026, https://smarterdividends.com/compare/qyld-vs-tspy

$10,000 in each, Aug 2024 to Oct 2026

Distributions reinvested, month-end values, with the S&P 500 for reference.

QYLD became

$13,068

13.1% a year

TSPY became

$13,366

14.3% a year

Try other dates, monthly additions or more tickers →

Top holdings

No overlap in the top ten.

QYLD

  1. AAPL Apple Inc8.2%
  2. NVDA NVIDIA Corp8.1%
  3. MSFT Microsoft Corp6.3%
  4. MU Micron Technology Inc4.5%
  5. AMZN Amazon.com Inc4.2%
  6. AMD Advanced Micro Devices Inc3.7%
  7. TSLA Tesla Inc3.4%
  8. META Meta Platforms Inc Class A3.0%
  9. WMT Walmart Inc2.7%
  10. GOOGL Alphabet Inc Class A2.7%

TSPY

  1. VOO Vanguard S&P 500 ETF99.5%
  2. FGXXX First American Government Obligs X0.0%

QYLD vs TSPY: questions

Is QYLD or TSPY better?

It depends on the job. TSPY pays more today (14.84% vs 12.52%), QYLD costs less, and TSPY has the better total return over Aug 2024 to Oct 2026, with QYLD holding up better in its worst stretch. For income, look at yield and whether the payouts hold up; for growth, total return and drawdowns.

Which pays a higher dividend, QYLD or TSPY?

TSPY, at 14.84% against 12.52% for QYLD as of Nov 7, 2026. On $10,000 that's about $1,484 vs $1,252 a year at today's rates.

Which has the better total return?

TSPY. From Aug 2024 to Oct 2026, it returned 14.3% a year with distributions reinvested, against 13.1% for QYLD. $10,000 became $13,366 vs $13,068.

Which is cheaper, QYLD or TSPY?

QYLD, with a 0.60% expense ratio against 0.68%.

Do QYLD and TSPY hold the same things?

Not at the top: none of their top ten holdings match.

Yields, costs and holdings as each fund reports them (via Yahoo Finance), updated daily; returns from month-end prices with distributions reinvested. QYLD leads on 4 of 5 measures above. For information only, not investment advice. Last fund data: Nov 7, 2026.