RDTE vs SPYI: Yield, Cost and Returns Compared
As of Nov 7, 2026, RDTE yields more: 43.03% (dividend yield) against 12.33% for SPYI. SPYI is cheaper to own at 0.68% a year vs 0.97%. Over the same 2 years (Sep 2024 to Oct 2026), SPYI returned 14.1% a year with distributions reinvested, and RDTE 12.8%.
RDTERoundhill Russell 2000 0DTE Covered Call Strategy ETF43.03%dividend yield
SPYINeos S&P 500(R) High Income ETF12.33%dividend yield| Compared | RDTE | SPYI |
|---|---|---|
| YieldDividend yield | 43.03% | 12.33% |
| Expense ratio | 0.97% | 0.68% |
| Total return, 1 yr | +14.8% | +11.9% |
| Total return, 3 yr (a year) | — | +18.0% |
| Worst drop since Sep 2024 | -17.9% | -5.5% |
| Share price since Sep 2024 | −42% | +2% |
| Pays | Weekly | Monthly |
| Issuer | Roundhill | Neos |
| Assets | $153.0M | $12.5B |
| Started | 2024 | 2022 |
| Type | Derivative Income | Derivative Income |
Higher yield
RDTE
43.03%
Lower cost
SPYI
0.68%
Better total return
SPYI
14.1%/yr
Smaller worst drop
SPYI
-5.5%
Key facts: RDTE vs SPYI
Data as of · Source: SmarterDividends data
- As of Nov 7, 2026, RDTE yields 43.03% (dividend yield) and SPYI yields 12.33% (dividend yield).
- RDTE's expense ratio is 0.97% and SPYI's is 0.68%: $97 vs $68 a year on $10,000.
- From Sep 2024 to Oct 2026, $10,000 in RDTE grew to $12,854 (12.8% a year) and $10,000 in SPYI to $13,157 (14.1% a year), distributions reinvested.
- Their worst month-end drops over that time: -17.9% for RDTE and -5.5% for SPYI.
- 0 of RDTE's top ten holdings are also in SPYI's top ten.
Cite this page
SmarterDividends, "RDTE vs SPYI: Yield, Cost and Returns Compared," updated Nov 7, 2026, https://smarterdividends.com/compare/rdte-vs-spyi
$10,000 in each, Sep 2024 to Oct 2026
Distributions reinvested, month-end values, with the S&P 500 for reference.
RDTE became
$12,854
12.8% a year
SPYI became
$13,157
14.1% a year
Top holdings
No overlap in the top ten.
RDTE
- WEEK Roundhill Weekly T-Bill ETF6.8%
- FGXXX First American Government Obligs X3.1%
SPYI
- AAPL Apple Inc7.7%
- NVDA NVIDIA Corp7.6%
- MSFT Microsoft Corp5.9%
- AMZN Amazon.com Inc3.6%
- GOOGL Alphabet Inc Class A2.5%
- AVGO Broadcom Inc2.4%
- META Meta Platforms Inc Class A2.0%
- GOOG Alphabet Inc Class C2.0%
- LLY Eli Lilly and Co1.7%
- TSLA Tesla Inc1.7%
RDTE vs SPYI: questions
Is RDTE or SPYI better?
It depends on the job. RDTE pays more today (43.03% vs 12.33%), SPYI costs less, and SPYI has the better total return over Sep 2024 to Oct 2026, with SPYI holding up better in its worst stretch. For income, look at yield and whether the payouts hold up; for growth, total return and drawdowns.
Which pays a higher dividend, RDTE or SPYI?
RDTE, at 43.03% against 12.33% for SPYI as of Nov 7, 2026. On $10,000 that's about $4,303 vs $1,233 a year at today's rates.
Which has the better total return?
SPYI. From Sep 2024 to Oct 2026, it returned 14.1% a year with distributions reinvested, against 12.8% for RDTE. $10,000 became $13,157 vs $12,854.
Which is cheaper, RDTE or SPYI?
SPYI, with a 0.68% expense ratio against 0.97%.
Do RDTE and SPYI hold the same things?
Not at the top: none of their top ten holdings match.
Related comparisons
Yields, costs and holdings as each fund reports them (via Yahoo Finance), updated daily; returns from month-end prices with distributions reinvested. SPYI leads on 3 of 5 measures above. For information only, not investment advice. Last fund data: Nov 7, 2026.