RDTY vs SPYI: Yield, Cost and Returns Compared
As of Nov 7, 2026, RDTY yields more: 44.22% (dividend yield) against 12.33% for SPYI. SPYI is cheaper to own at 0.68% a year vs 1.73%. Over the same months (Mar 2025 to Oct 2026), SPYI returned 19.5% a year with distributions reinvested, and RDTY 19.1%.
RDTYYieldMax Russell 2000 0DTE Covered Call Strategy ETF44.22%dividend yield
SPYINeos S&P 500(R) High Income ETF12.33%dividend yield| Compared | RDTY | SPYI |
|---|---|---|
| YieldDividend yield | 44.22% | 12.33% |
| Expense ratio | 1.73% | 0.68% |
| Total return, 1 yr | +14.2% | +11.9% |
| Total return, 3 yr (a year) | — | +18.0% |
| Worst drop since Mar 2025 | -6.0% | -4.4% |
| Share price since Mar 2025 | −29% | +9% |
| Pays | Weekly | Monthly |
| Issuer | YieldMax | Neos |
| Assets | $15.2M | $12.5B |
| Started | 2025 | 2022 |
| Type | Derivative Income | Derivative Income |
Higher yield
RDTY
44.22%
Lower cost
SPYI
0.68%
Better total return
SPYI
19.5%/yr
Smaller worst drop
SPYI
-4.4%
Key facts: RDTY vs SPYI
Data as of · Source: SmarterDividends data
- As of Nov 7, 2026, RDTY yields 44.22% (dividend yield) and SPYI yields 12.33% (dividend yield).
- RDTY's expense ratio is 1.73% and SPYI's is 0.68%: $173 vs $68 a year on $10,000.
- From Mar 2025 to Oct 2026, $10,000 in RDTY grew to $13,188 (19.1% a year) and $10,000 in SPYI to $13,250 (19.5% a year), distributions reinvested.
- Their worst month-end drops over that time: -6.0% for RDTY and -4.4% for SPYI.
- 0 of RDTY's top ten holdings are also in SPYI's top ten.
Cite this page
SmarterDividends, "RDTY vs SPYI: Yield, Cost and Returns Compared," updated Nov 7, 2026, https://smarterdividends.com/compare/rdty-vs-spyi
$10,000 in each, Mar 2025 to Oct 2026
Distributions reinvested, month-end values, with the S&P 500 for reference.
RDTY became
$13,188
19.1% a year
SPYI became
$13,250
19.5% a year
Top holdings
No overlap in the top ten.
RDTY
- FGXXX First American Government Obligs X2.6%
SPYI
- AAPL Apple Inc7.7%
- NVDA NVIDIA Corp7.6%
- MSFT Microsoft Corp5.9%
- AMZN Amazon.com Inc3.6%
- GOOGL Alphabet Inc Class A2.5%
- AVGO Broadcom Inc2.4%
- META Meta Platforms Inc Class A2.0%
- GOOG Alphabet Inc Class C2.0%
- LLY Eli Lilly and Co1.7%
- TSLA Tesla Inc1.7%
RDTY vs SPYI: questions
Is RDTY or SPYI better?
It depends on the job. RDTY pays more today (44.22% vs 12.33%), SPYI costs less, and SPYI has the better total return over Mar 2025 to Oct 2026, with SPYI holding up better in its worst stretch. For income, look at yield and whether the payouts hold up; for growth, total return and drawdowns.
Which pays a higher dividend, RDTY or SPYI?
RDTY, at 44.22% against 12.33% for SPYI as of Nov 7, 2026. On $10,000 that's about $4,422 vs $1,233 a year at today's rates.
Which has the better total return?
SPYI. From Mar 2025 to Oct 2026, it returned 19.5% a year with distributions reinvested, against 19.1% for RDTY. $10,000 became $13,250 vs $13,188.
Which is cheaper, RDTY or SPYI?
SPYI, with a 0.68% expense ratio against 1.73%.
Do RDTY and SPYI hold the same things?
Not at the top: none of their top ten holdings match.
Related comparisons
Yields, costs and holdings as each fund reports them (via Yahoo Finance), updated daily; returns from month-end prices with distributions reinvested. SPYI leads on 3 of 5 measures above. For information only, not investment advice. Last fund data: Nov 7, 2026.