RMBI vs V: Which Is the Better Dividend Stock?
As of Oct 18, 2026, V (Visa Inc.) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. RMBI offers the higher yield at 3.91%, V has the higher dividend-safety score, and RMBI looks like the better value (its fair-value estimate is 56% above its share price).
Key facts: RMBI vs V
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, Richmond Mutual Bancorporation, Inc. (RMBI) has the higher forward dividend yield at 3.91%, versus 0.67% for Visa Inc. (V).
- As of Oct 18, 2026, SmarterDividends grades RMBI's dividend safety B (77/100) and V's A (93/100).
- By SmarterDividends' count as of Oct 18, 2026, RMBI has raised its dividend for 1 consecutive years and V for 17.
- As of Oct 18, 2026, RMBI pays out 49% of its earnings as dividends and V pays out 22%.
- As of Oct 18, 2026, RMBI's fair-value estimate is 56% above its share price and V's fair-value estimate is 24% below its share price, so RMBI looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "RMBI vs V: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/rmbi-vs-v
| Metric | RMBI | V |
|---|---|---|
| Forward yield | 3.91% | 0.67% |
| Annual dividend | $0.60 | $2.68 |
| Payout ratio | 49% | 22% |
| Years of growth | 1 yr | 17 yr |
| 5-yr dividend growth | 24.6% | 14.9% |
| 5-yr total return | -5% | 108% |
| Dividend safety score | 77 (B) | 93 (A) |
| Fair value estimate | $23.88 | $306.97 |
| Upside to fair value | +56% | -24% |
| Frequency | quarterly | quarterly |
| Market cap | $246.0M | $755.8B |
| P/E ratio | 12.6 | 34.3 |
Higher yield
RMBI
3.91%
Safer dividend
V
Grade A
Faster growth
RMBI
24.6%
Better value
RMBI
+56% upside
RMBI vs V — FAQ
Is RMBI or V a better dividend stock?
On the data, V wins more head-to-head categories (5 vs 3). RMBI offers the higher yield (3.91%), while V has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, RMBI or V?
RMBI has the higher forward dividend yield at 3.91%, versus 0.67% for V.
Is RMBI or V safer?
V has the higher dividend-safety score (93/100 vs 77/100), reflecting stronger payout coverage and dividend-growth history.
Is RMBI or V better value right now?
As of Oct 18, 2026, RMBI looks like the better value: its fair-value estimate is 56% above its share price (undervalued). For V, its fair-value estimate is 24% below its share price.
Related comparisons
See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.