HSBC vs RMBI: Which Is the Better Dividend Stock?
As of Oct 18, 2026, RMBI (Richmond Mutual Bancorporation, Inc.) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. HSBC offers the higher yield at 3.97%, RMBI has the higher dividend-safety score, and RMBI looks like the better value (its fair-value estimate is 56% above its share price).
Key facts: HSBC vs RMBI
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, HSBC Holdings plc (HSBC) has the higher forward dividend yield at 3.97%, versus 3.91% for Richmond Mutual Bancorporation, Inc. (RMBI).
- As of Oct 18, 2026, SmarterDividends grades HSBC's dividend safety B (72/100) and RMBI's B (77/100).
- As of Oct 18, 2026, HSBC pays out 54% of its earnings as dividends and RMBI pays out 49%.
- As of Oct 18, 2026, HSBC's fair-value estimate is 44% above its share price and RMBI's fair-value estimate is 56% above its share price, so RMBI looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "HSBC vs RMBI: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/hsbc-vs-rmbi
| Metric | HSBC | RMBI |
|---|---|---|
| Forward yield | 3.97% | 3.91% |
| Annual dividend | $3.75 | $0.60 |
| Payout ratio | 54% | 49% |
| Years of growth | 0 yr | 1 yr |
| 5-yr dividend growth | -13.8% | 24.6% |
| 5-yr total return | 242% | -5% |
| Dividend safety score | 72 (B) | 77 (B) |
| Fair value estimate | $135.99 | $23.88 |
| Upside to fair value | +44% | +56% |
| Frequency | quarterly | quarterly |
| Market cap | $323.4B | $246.0M |
| P/E ratio | 13.5 | 12.6 |
Higher yield
HSBC
3.97%
Safer dividend
RMBI
Grade B
Faster growth
RMBI
24.6%
Better value
RMBI
+56% upside
HSBC vs RMBI — FAQ
Is HSBC or RMBI a better dividend stock?
On the data, RMBI wins more head-to-head categories (5 vs 3). HSBC offers the higher yield (3.97%), while RMBI has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, HSBC or RMBI?
HSBC has the higher forward dividend yield at 3.97%, versus 3.91% for RMBI.
Is HSBC or RMBI safer?
RMBI has the higher dividend-safety score (77/100 vs 72/100), reflecting stronger payout coverage and dividend-growth history.
Is HSBC or RMBI better value right now?
As of Oct 18, 2026, RMBI looks like the better value: its fair-value estimate is 56% above its share price (undervalued). For HSBC, its fair-value estimate is 44% above its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.