MA vs RMBI: Which Is the Better Dividend Stock?
As of Oct 18, 2026, MA (Mastercard Incorporated) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. RMBI offers the higher yield at 3.91%, MA has the higher dividend-safety score, and RMBI looks like the better value (its fair-value estimate is 56% above its share price).
Key facts: MA vs RMBI
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, Richmond Mutual Bancorporation, Inc. (RMBI) has the higher forward dividend yield at 3.91%, versus 0.56% for Mastercard Incorporated (MA).
- As of Oct 18, 2026, SmarterDividends grades MA's dividend safety A (89/100) and RMBI's B (77/100).
- By SmarterDividends' count as of Oct 18, 2026, MA has raised its dividend for 14 consecutive years and RMBI for 1.
- As of Oct 18, 2026, MA pays out 18% of its earnings as dividends and RMBI pays out 49%.
- As of Oct 18, 2026, MA's fair-value estimate is 23% below its share price and RMBI's fair-value estimate is 56% above its share price, so RMBI looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "MA vs RMBI: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/ma-vs-rmbi
| Metric | MA | RMBI |
|---|---|---|
| Forward yield | 0.56% | 3.91% |
| Annual dividend | $3.48 | $0.60 |
| Payout ratio | 18% | 49% |
| Years of growth | 14 yr | 1 yr |
| 5-yr dividend growth | 13.7% | 24.6% |
| 5-yr total return | 96% | -5% |
| Dividend safety score | 89 (A) | 77 (B) |
| Fair value estimate | $474.95 | $23.88 |
| Upside to fair value | -23% | +56% |
| Frequency | quarterly | quarterly |
| Market cap | $540.9B | $246.0M |
| P/E ratio | 34.0 | 12.6 |
Higher yield
RMBI
3.91%
Safer dividend
MA
Grade A
Faster growth
RMBI
24.6%
Better value
RMBI
+56% upside
MA vs RMBI — FAQ
Is MA or RMBI a better dividend stock?
On the data, MA wins more head-to-head categories (5 vs 3). RMBI offers the higher yield (3.91%), while MA has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, MA or RMBI?
RMBI has the higher forward dividend yield at 3.91%, versus 0.56% for MA.
Is MA or RMBI safer?
MA has the higher dividend-safety score (89/100 vs 77/100), reflecting stronger payout coverage and dividend-growth history.
Is MA or RMBI better value right now?
As of Oct 18, 2026, RMBI looks like the better value: its fair-value estimate is 56% above its share price (undervalued). For MA, its fair-value estimate is 23% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.