SmarterDividends

RMD vs UNH: Which Is the Better Dividend Stock?

As of Nov 6, 2026, UNH (UnitedHealth Group Incorporated) screens as the stronger dividend stock, winning 6 of 7 head-to-head metrics. UNH offers the higher yield at 2.35%, RMD has the higher dividend-safety score, and UNH looks like the better value (its fair-value estimate is 28% above its share price).

Key facts: RMD vs UNH

Data as of · Source: SmarterDividends data

  • As of Nov 6, 2026, UnitedHealth Group Incorporated (UNH) has the higher forward dividend yield at 2.35%, versus 1.10% for ResMed Inc. (RMD).
  • As of Nov 6, 2026, SmarterDividends grades RMD's dividend safety A (89/100) and UNH's A (89/100).
  • By SmarterDividends' count as of Nov 6, 2026, RMD has raised its dividend for 13 consecutive years and UNH for 16.
  • As of Nov 6, 2026, RMD pays out 22% of its earnings as dividends and UNH pays out 52%.
  • As of Nov 6, 2026, RMD's fair-value estimate is 7% above its share price and UNH's fair-value estimate is 28% above its share price, so UNH looks like the better value of the two on SmarterDividends' blended model.
Cite this page

SmarterDividends, "RMD vs UNH: Dividend Yield, Safety & Value Compared," updated Nov 6, 2026, https://smarterdividends.com/compare/rmd-vs-unh

MetricRMDUNH
Forward yield1.10%2.35%
Annual dividend$2.64$9.28
Payout ratio22%52%
Years of growth13 yr16 yr
5-yr dividend growth7.7%12.6%
5-yr total return-10%-8%
Dividend safety score89 (A)89 (A)
Fair value estimate$255.98$506.68
Upside to fair value+7%+28%
Frequencyquarterlyquarterly
Market cap$33.7B$354.6B
P/E ratio21.822.6

Higher yield

UNH

2.35%

Safer dividend

RMD

Grade A

Faster growth

UNH

12.6%

Better value

UNH

+28% upside

RMD vs UNH — FAQ

Is RMD or UNH a better dividend stock?

On the data, UNH wins more head-to-head categories (6 vs 1). UNH offers the higher yield (2.35%), while RMD has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.

Which has a higher dividend yield, RMD or UNH?

UNH has the higher forward dividend yield at 2.35%, versus 1.10% for RMD.

Is RMD or UNH safer?

RMD has the higher dividend-safety score (89/100 vs 89/100), reflecting stronger payout coverage and dividend-growth history.

Is RMD or UNH better value right now?

As of Nov 6, 2026, UNH looks like the better value: its fair-value estimate is 28% above its share price (undervalued). For RMD, its fair-value estimate is 7% above its share price.

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.