SmarterDividends

RMD vs UNH: Which Is the Better Dividend Stock?

As of July 2026, UNH (UnitedHealth Group Incorporated) screens as the stronger dividend stock, winning 7 of 8 head-to-head metrics. UNH offers the higher yield at 2.21%, UNH has the higher dividend-safety score, and UNH trades at the larger discount to fair value (+37%).

MetricRMDUNH
Forward yield1.23%2.21%
Annual dividend$2.40$9.28
Payout ratio22%67%
Years of growth13 yr16 yr
5-yr dividend growth7.7%12.6%
5-yr total return-33%1%
Dividend safety score88 (A)89 (A)
Fair value estimate$176.22$575.33
Upside to fair value-10%+37%
Frequencyquarterlyquarterly
Market cap$28.3B$382.1B
P/E ratio18.831.6

Higher yield

UNH

2.21%

Safer dividend

UNH

Grade A

Faster growth

UNH

12.6%

Better value

UNH

+37% upside

RMD vs UNH — FAQ

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