SmarterDividends

RPRX vs UNH: Which Is the Better Dividend Stock?

As of Nov 6, 2026, UNH (UnitedHealth Group Incorporated) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. UNH offers the higher yield at 2.35%, UNH has the higher dividend-safety score, and RPRX looks like the better value (its fair-value estimate is 50% above its share price).

Key facts: RPRX vs UNH

Data as of · Source: SmarterDividends data

  • As of Nov 6, 2026, UnitedHealth Group Incorporated (UNH) has the higher forward dividend yield at 2.35%, versus 1.39% for Royalty Pharma plc (RPRX).
  • As of Nov 6, 2026, SmarterDividends grades RPRX's dividend safety B (77/100) and UNH's A (89/100).
  • By SmarterDividends' count as of Nov 6, 2026, RPRX has raised its dividend for 5 consecutive years and UNH for 16.
  • As of Nov 6, 2026, RPRX pays out 60% of its earnings as dividends and UNH pays out 52%.
  • As of Nov 6, 2026, RPRX's fair-value estimate is 50% above its share price and UNH's fair-value estimate is 28% above its share price, so RPRX looks like the better value of the two on SmarterDividends' blended model.
Cite this page

SmarterDividends, "RPRX vs UNH: Dividend Yield, Safety & Value Compared," updated Nov 6, 2026, https://smarterdividends.com/compare/rprx-vs-unh

MetricRPRXUNH
Forward yield1.39%2.35%
Annual dividend$0.94$9.28
Payout ratio60%52%
Years of growth5 yr16 yr
5-yr dividend growth8.0%12.6%
5-yr total return69%-8%
Dividend safety score77 (B)89 (A)
Fair value estimate$101.40$506.68
Upside to fair value+50%+28%
Frequencyquarterlyquarterly
Market cap$39.0B$354.6B
P/E ratio44.222.6

Higher yield

UNH

2.35%

Safer dividend

UNH

Grade A

Faster growth

UNH

12.6%

Better value

RPRX

+50% upside

RPRX vs UNH — FAQ

Is RPRX or UNH a better dividend stock?

On the data, UNH wins more head-to-head categories (6 vs 2). UNH offers the higher yield (2.35%), while UNH has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.

Which has a higher dividend yield, RPRX or UNH?

UNH has the higher forward dividend yield at 2.35%, versus 1.39% for RPRX.

Is RPRX or UNH safer?

UNH has the higher dividend-safety score (89/100 vs 77/100), reflecting stronger payout coverage and dividend-growth history.

Is RPRX or UNH better value right now?

As of Nov 6, 2026, RPRX looks like the better value: its fair-value estimate is 50% above its share price (undervalued). For UNH, its fair-value estimate is 28% above its share price.

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.