SmarterDividends

RYDAF vs VLO: Which Is the Better Dividend Stock?

As of July 2026, RYDAF and VLO are closely matched. RYDAF offers the higher yield at 3.70%, VLO has the higher dividend-safety score, and RYDAF trades at the larger discount to fair value (+32%).

MetricRYDAFVLO
Forward yield3.70%1.55%
Annual dividend$1.56$4.80
Payout ratio45%34%
Years of growth5 yr3 yr
5-yr dividend growth16.7%2.9%
5-yr total return116%367%
Dividend safety score64 (C)88 (A)
Fair value estimate$55.79$246.85
Upside to fair value+32%-20%
Frequencyquarterlyquarterly
Market cap$239.0B$93.0B
P/E ratio13.522.6

Higher yield

RYDAF

3.70%

Safer dividend

VLO

Grade A

Faster growth

RYDAF

16.7%

Better value

RYDAF

+32% upside

RYDAF vs VLO — FAQ

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.