RYLPF vs UNH: Which Is the Better Dividend Stock?
As of Nov 6, 2026, UNH (UnitedHealth Group Incorporated) screens as the stronger dividend stock, winning 6 of 7 head-to-head metrics. RYLPF offers the higher yield at 3.22%, UNH has the higher dividend-safety score, and UNH looks like the better value (its fair-value estimate is 28% above its share price).
Key facts: RYLPF vs UNH
Data as of · Source: SmarterDividends data
- As of Nov 6, 2026, Koninklijke Philips N.V. (RYLPF) has the higher forward dividend yield at 3.22%, versus 2.35% for UnitedHealth Group Incorporated (UNH).
- As of Nov 6, 2026, SmarterDividends grades RYLPF's dividend safety C (50/100) and UNH's A (89/100).
- By SmarterDividends' count as of Nov 6, 2026, RYLPF has raised its dividend for 1 consecutive years and UNH for 16.
- As of Nov 6, 2026, RYLPF pays out 207% of its earnings as dividends and UNH pays out 52%.
- As of Nov 6, 2026, RYLPF's fair-value estimate is 13% below its share price and UNH's fair-value estimate is 28% above its share price, so UNH looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "RYLPF vs UNH: Dividend Yield, Safety & Value Compared," updated Nov 6, 2026, https://smarterdividends.com/compare/rylpf-vs-unh
| Metric | RYLPF | UNH |
|---|---|---|
| Forward yield | 3.22% | 2.35% |
| Annual dividend | $0.99 | $9.28 |
| Payout ratio | 207% | 52% |
| Years of growth | 1 yr | 16 yr |
| 5-yr dividend growth | — | 12.6% |
| 5-yr total return | -23% | -8% |
| Dividend safety score | 50 (C) | 89 (A) |
| Fair value estimate | $26.86 | $506.68 |
| Upside to fair value | -13% | +28% |
| Frequency | annual | quarterly |
| Market cap | $30.0B | $354.6B |
| P/E ratio | 64.0 | 22.6 |
Higher yield
RYLPF
3.22%
Safer dividend
UNH
Grade A
Faster growth
UNH
12.6%
Better value
UNH
+28% upside
RYLPF vs UNH — FAQ
Is RYLPF or UNH a better dividend stock?
On the data, UNH wins more head-to-head categories (6 vs 1). RYLPF offers the higher yield (3.22%), while UNH has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, RYLPF or UNH?
RYLPF has the higher forward dividend yield at 3.22%, versus 2.35% for UNH.
Is RYLPF or UNH safer?
UNH has the higher dividend-safety score (89/100 vs 50/100), reflecting stronger payout coverage and dividend-growth history.
Is RYLPF or UNH better value right now?
As of Nov 6, 2026, UNH looks like the better value: its fair-value estimate is 28% above its share price (undervalued). For RYLPF, its fair-value estimate is 13% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.