SCHG vs SWPPX: Yield, Cost and Returns Compared
As of Nov 5, 2026, SWPPX yields more: 0.98% (dividend yield) against 0.42% for SCHG. SWPPX is cheaper to own at 0.02% a year vs 0.04%. Over the same 16 years (Dec 2009 to Oct 2026), SCHG returned 16.1% a year with distributions reinvested, and SWPPX 14.1%.
| Compared | SCHG | SWPPX |
|---|---|---|
| YieldDividend yield | 0.42% | 0.98% |
| Expense ratio | 0.04% | 0.02% |
| Total return, 1 yr | +3.2% | +12.0% |
| Total return, 3 yr (a year) | +24.7% | +23.4% |
| Total return, 5 yr (a year) | +11.7% | +12.0% |
| Total return, 10 yr (a year) | +18.4% | +15.4% |
| Worst drop since Dec 2009 | -31.8% | -23.9% |
| Share price since Dec 2009 | +956% | +578% |
| Pays | Quarterly | Annual |
| Issuer | Schwab | Schwab |
| Assets | $61.7B | $147.5B |
| Started | 2009 | 1997 |
| Type | Large Growth | Large Blend |
Higher yield
SWPPX
0.98%
Lower cost
SWPPX
0.02%
Better total return
SCHG
16.1%/yr
Smaller worst drop
SWPPX
-23.9%
Key facts: SCHG vs SWPPX
Data as of · Source: SmarterDividends data
- As of Nov 5, 2026, SCHG yields 0.42% (dividend yield) and SWPPX yields 0.98% (dividend yield).
- SCHG's expense ratio is 0.04% and SWPPX's is 0.02%: $4 vs $2 a year on $10,000.
- From Dec 2009 to Oct 2026, $10,000 in SCHG grew to $123,453 (16.1% a year) and $10,000 in SWPPX to $91,644 (14.1% a year), distributions reinvested.
- Their worst month-end drops over that time: -31.8% for SCHG and -23.9% for SWPPX.
- 9 of SCHG's top ten holdings are also in SWPPX's top ten, an overlap of at least 37% of the fund.
Cite this page
SmarterDividends, "SCHG vs SWPPX: Yield, Cost and Returns Compared," updated Nov 5, 2026, https://smarterdividends.com/compare/schg-vs-swppx
$10,000 in each, Dec 2009 to Oct 2026
Distributions reinvested, month-end values, with the S&P 500 for reference.
SCHG became
$123,453
16.1% a year
SWPPX became
$91,644
14.1% a year
Year by year
| Year | SCHG | SWPPX |
|---|---|---|
| 2025 | +17.4% | +17.9% |
| 2024 | +34.9% | +25.0% |
| 2023 | +50.1% | +26.3% |
| 2022 | −31.8% | −18.1% |
| 2021 | +28.1% | +28.7% |
| 2020 | +39.1% | +18.4% |
| 2019 | +35.9% | +31.5% |
| 2018 | −1.3% | −4.5% |
| 2017 | +27.4% | +21.8% |
| 2016 | +8.9% | +11.8% |
| 2015 | +3.4% | +1.3% |
| 2014 | +15.9% | +13.6% |
| 2013 | +34.4% | +32.3% |
| 2012 | +16.5% | +15.9% |
| 2011 | −0.6% | +2.0% |
| 2010 | +16.5% | +15.0% |
Total return each calendar year, distributions reinvested.
Top holdings
9 of the top ten overlap, at least 37% of each fund.
SCHG
- AAPL Apple Inc12.1%
- NVDA NVIDIA Corp11.9%
- MSFT Microsoft Corp9.3%
- AMZN Amazon.com Inc5.7%
- AVGO Broadcom Inc4.1%
- GOOGL Alphabet Inc Class A3.9%
- META Meta Platforms Inc Class A3.8%
- GOOG Alphabet Inc Class C3.2%
- LLY Eli Lilly and Co3.2%
- TSLA Tesla Inc3.1%
SWPPX
- NVDA NVIDIA Corp8.3%
- AAPL Apple Inc7.3%
- MSFT Microsoft Corp5.7%
- AMZN Amazon.com Inc3.7%
- GOOGL Alphabet Inc Class A3.0%
- AVGO Broadcom Inc2.5%
- GOOG Alphabet Inc Class C2.4%
- META Meta Platforms Inc Class A2.4%
- MU Micron Technology Inc1.8%
- TSLA Tesla Inc1.5%
SCHG vs SWPPX: questions
Is SCHG or SWPPX better?
It depends on the job. SWPPX pays more today (0.98% vs 0.42%), SWPPX costs less, and SCHG has the better total return over Dec 2009 to Oct 2026, with SWPPX holding up better in its worst stretch. For income, look at yield and whether the payouts hold up; for growth, total return and drawdowns.
Which pays a higher dividend, SCHG or SWPPX?
SWPPX, at 0.98% against 0.42% for SCHG as of Nov 5, 2026. On $10,000 that's about $98 vs $42 a year at today's rates.
Which has the better total return?
SCHG. From Dec 2009 to Oct 2026, it returned 16.1% a year with distributions reinvested, against 14.1% for SWPPX. $10,000 became $123,453 vs $91,644.
Which is cheaper, SCHG or SWPPX?
SWPPX, with a 0.02% expense ratio against 0.04%.
Do SCHG and SWPPX hold the same things?
Partly. 9 of their top ten holdings match (NVDA, AAPL, MSFT, AMZN), at least 37% of each fund. Owning both doubles up on those.
Related comparisons
Yields, costs and holdings as each fund reports them (via Yahoo Finance), updated daily; returns from month-end prices with distributions reinvested. SWPPX leads on 5 of 8 measures above. For information only, not investment advice. Last fund data: Nov 5, 2026.