SDTY vs SPYI: Yield, Cost and Returns Compared
As of Nov 7, 2026, SDTY yields more: 28.91% (dividend yield) against 12.33% for SPYI. SPYI is cheaper to own at 0.68% a year vs 1.08%. Over the same months (Feb 2025 to Oct 2026), SPYI returned 15.1% a year with distributions reinvested, and SDTY 14.6%.
SDTYYieldMax S&P 500 0DTE Covered Call Strategy ETF28.91%dividend yield
SPYINeos S&P 500(R) High Income ETF12.33%dividend yield| Compared | SDTY | SPYI |
|---|---|---|
| YieldDividend yield | 28.91% | 12.33% |
| Expense ratio | 1.08% | 0.68% |
| Total return, 1 yr | +12.9% | +11.9% |
| Total return, 3 yr (a year) | — | +18.0% |
| Worst drop since Feb 2025 | -10.6% | -5.0% |
| Share price since Feb 2025 | −19% | +3% |
| Pays | Weekly | Monthly |
| Issuer | YieldMax | Neos |
| Assets | $40.5M | $12.5B |
| Started | 2025 | 2022 |
| Type | Derivative Income | Derivative Income |
Higher yield
SDTY
28.91%
Lower cost
SPYI
0.68%
Better total return
SPYI
15.1%/yr
Smaller worst drop
SPYI
-5.0%
Key facts: SDTY vs SPYI
Data as of · Source: SmarterDividends data
- As of Nov 7, 2026, SDTY yields 28.91% (dividend yield) and SPYI yields 12.33% (dividend yield).
- SDTY's expense ratio is 1.08% and SPYI's is 0.68%: $108 vs $68 a year on $10,000.
- From Feb 2025 to Oct 2026, $10,000 in SDTY grew to $12,543 (14.6% a year) and $10,000 in SPYI to $12,640 (15.1% a year), distributions reinvested.
- Their worst month-end drops over that time: -10.6% for SDTY and -5.0% for SPYI.
- 0 of SDTY's top ten holdings are also in SPYI's top ten.
Cite this page
SmarterDividends, "SDTY vs SPYI: Yield, Cost and Returns Compared," updated Nov 7, 2026, https://smarterdividends.com/compare/sdty-vs-spyi
$10,000 in each, Feb 2025 to Oct 2026
Distributions reinvested, month-end values, with the S&P 500 for reference.
SDTY became
$12,543
14.6% a year
SPYI became
$12,640
15.1% a year
Top holdings
No overlap in the top ten.
SDTY
- FGXXX First American Government Obligs X11.4%
SPYI
- AAPL Apple Inc7.7%
- NVDA NVIDIA Corp7.6%
- MSFT Microsoft Corp5.9%
- AMZN Amazon.com Inc3.6%
- GOOGL Alphabet Inc Class A2.5%
- AVGO Broadcom Inc2.4%
- META Meta Platforms Inc Class A2.0%
- GOOG Alphabet Inc Class C2.0%
- LLY Eli Lilly and Co1.7%
- TSLA Tesla Inc1.7%
SDTY vs SPYI: questions
Is SDTY or SPYI better?
It depends on the job. SDTY pays more today (28.91% vs 12.33%), SPYI costs less, and SPYI has the better total return over Feb 2025 to Oct 2026, with SPYI holding up better in its worst stretch. For income, look at yield and whether the payouts hold up; for growth, total return and drawdowns.
Which pays a higher dividend, SDTY or SPYI?
SDTY, at 28.91% against 12.33% for SPYI as of Nov 7, 2026. On $10,000 that's about $2,891 vs $1,233 a year at today's rates.
Which has the better total return?
SPYI. From Feb 2025 to Oct 2026, it returned 15.1% a year with distributions reinvested, against 14.6% for SDTY. $10,000 became $12,640 vs $12,543.
Which is cheaper, SDTY or SPYI?
SPYI, with a 0.68% expense ratio against 1.08%.
Do SDTY and SPYI hold the same things?
Not at the top: none of their top ten holdings match.
Related comparisons
Yields, costs and holdings as each fund reports them (via Yahoo Finance), updated daily; returns from month-end prices with distributions reinvested. SPYI leads on 3 of 5 measures above. For information only, not investment advice. Last fund data: Nov 7, 2026.