TDIV vs VGT: Yield, Cost and Returns Compared
As of Nov 5, 2026, TDIV yields more: 1.44% (dividend yield) against 0.43% for VGT. VGT is cheaper to own at 0.09% a year vs 0.50%. Over the same 14 years (Aug 2012 to Oct 2026), VGT returned 21.0% a year with distributions reinvested, and TDIV 15.7%.
| Compared | TDIV | VGT |
|---|---|---|
| YieldDividend yield | 1.44% | 0.43% |
| Expense ratio | 0.50% | 0.09% |
| Total return, 1 yr | +14.8% | +18.5% |
| Total return, 3 yr (a year) | +29.7% | +32.6% |
| Total return, 5 yr (a year) | +16.7% | +17.4% |
| Total return, 10 yr (a year) | +17.2% | +23.9% |
| Worst drop since Aug 2012 | -29.4% | -32.5% |
| Share price since Aug 2012 | +473% | +1188% |
| Pays | Quarterly | Quarterly |
| Issuer | First Trust | Vanguard |
| Assets | $4.4B | $168.5B |
| Started | 2012 | 2004 |
| Type | Technology | Technology |
Higher yield
TDIV
1.44%
Lower cost
VGT
0.09%
Better total return
VGT
21.0%/yr
Smaller worst drop
TDIV
-29.4%
Key facts: TDIV vs VGT
Data as of · Source: SmarterDividends data
- As of Nov 5, 2026, TDIV yields 1.44% (dividend yield) and VGT yields 0.43% (dividend yield).
- TDIV's expense ratio is 0.50% and VGT's is 0.09%: $50 vs $9 a year on $10,000.
- From Aug 2012 to Oct 2026, $10,000 in TDIV grew to $78,852 (15.7% a year) and $10,000 in VGT to $148,804 (21.0% a year), distributions reinvested.
- Their worst month-end drops over that time: -29.4% for TDIV and -32.5% for VGT.
- 2 of TDIV's top ten holdings are also in VGT's top ten, an overlap of at least 12% of the fund.
Cite this page
SmarterDividends, "TDIV vs VGT: Yield, Cost and Returns Compared," updated Nov 5, 2026, https://smarterdividends.com/compare/tdiv-vs-vgt
$10,000 in each, Aug 2012 to Oct 2026
Distributions reinvested, month-end values, with the S&P 500 for reference.
TDIV became
$78,852
15.7% a year
VGT became
$148,804
21.0% a year
Year by year
| Year | TDIV | VGT |
|---|---|---|
| 2025 | +25.3% | +21.8% |
| 2024 | +24.4% | +29.3% |
| 2023 | +36.7% | +52.7% |
| 2022 | −22.1% | −29.7% |
| 2021 | +29.5% | +30.5% |
| 2020 | +17.5% | +46.0% |
| 2019 | +33.3% | +48.6% |
| 2018 | −3.2% | +2.4% |
| 2017 | +22.0% | +37.2% |
| 2016 | +20.1% | +13.7% |
| 2015 | −6.4% | +5.0% |
| 2014 | +15.6% | +18.1% |
| 2013 | +30.9% | +30.9% |
Total return each calendar year, distributions reinvested.
Top holdings
2 of the top ten overlap, at least 12% of each fund.
TDIV
- TXN Texas Instruments Inc9.4%
- IBM International Business Machines Corp8.7%
- MSFT Microsoft Corp8.2%
- ORCL Oracle Corp7.3%
- AVGO Broadcom Inc7.3%
- QCOM Qualcomm Inc4.3%
- TSM Taiwan Semiconductor Manufacturing Co Ltd ADR4.1%
- ADI Analog Devices Inc3.6%
- TRI.TO Thomson Reuters Corp2.8%
- VISN Vistance Networks Inc2.1%
VGT
- NVDA NVIDIA Corp17.6%
- AAPL Apple Inc15.9%
- MSFT Microsoft Corp11.2%
- MU Micron Technology Inc4.5%
- AVGO Broadcom Inc4.1%
- AMD Advanced Micro Devices Inc3.7%
- INTC Intel Corp2.0%
- CSCO Cisco Systems Inc1.6%
- LRCX Lam Research Corp1.6%
- PLTR Palantir Technologies Inc Ordinary Shares - Class A1.5%
TDIV vs VGT: questions
Is TDIV or VGT better?
It depends on the job. TDIV pays more today (1.44% vs 0.43%), VGT costs less, and VGT has the better total return over Aug 2012 to Oct 2026, with TDIV holding up better in its worst stretch. For income, look at yield and whether the payouts hold up; for growth, total return and drawdowns.
Which pays a higher dividend, TDIV or VGT?
TDIV, at 1.44% against 0.43% for VGT as of Nov 5, 2026. On $10,000 that's about $144 vs $43 a year at today's rates.
Which has the better total return?
VGT. From Aug 2012 to Oct 2026, it returned 21.0% a year with distributions reinvested, against 15.7% for TDIV. $10,000 became $148,804 vs $78,852.
Which is cheaper, TDIV or VGT?
VGT, with a 0.09% expense ratio against 0.50%.
Do TDIV and VGT hold the same things?
Partly. 2 of their top ten holdings match (MSFT, AVGO), at least 12% of each fund. Owning both doubles up on those.
Related comparisons
Yields, costs and holdings as each fund reports them (via Yahoo Finance), updated daily; returns from month-end prices with distributions reinvested. VGT leads on 6 of 8 measures above. For information only, not investment advice. Last fund data: Nov 5, 2026.