Aflac (AFL) Total Return Calculator
$10,000 since Dec 2007, with and without reinvesting · data through Oct 2026
$10,000 invested in Aflac (AFL) ten years ago, at the end of Oct 2016, was worth $45,331 at the end of Oct 2026 with every dividend reinvested: 16.3% a year, against $41,633 in the S&P 500. Since Dec 2007, $10,000 became $62,288 reinvested (10.2% a year), or $46,297 taking the dividends as cash, $6,741 of it paid out along the way.
AFL became
$62,288
S&P 500: $72,756
Return a year
10.2%
S&P 500: 11.1%
Payouts reinvested
$9,103
bought more shares
Worst drop
-74.5%
S&P 500: -48.2%
$10,000, Dec 2007 to Oct 2026
Payouts reinvested · S&P 500 reinvested
| Year | AFL total return | Paid out | S&P 500 |
|---|---|---|---|
| 2026 (part) | +14.1% | $880 | +11.7% |
| 2025 | +9.0% | $1,157 | +17.7% |
| 2024 | +28.1% | $992 | +24.9% |
| 2023 | +17.3% | $785 | +26.2% |
| 2022 | +26.4% | $749 | −18.2% |
| 2021 | +34.6% | $593 | +28.7% |
| 2020 | −13.6% | $471 | +18.3% |
| 2019 | +18.6% | $466 | +31.2% |
| 2018 | +6.2% | $435 | −4.6% |
| 2017 | +29.0% | $370 | +21.7% |
| 2016 | +19.1% | $340 | +12.0% |
| 2015 | +0.5% | $303 | +1.2% |
| 2014 | −6.2% | $297 | +13.5% |
| 2013 | +28.9% | $269 | +32.3% |
| 2012 | +26.4% | $246 | +16.0% |
| 2011 | −21.3% | $213 | +1.9% |
| 2010 | +24.8% | $193 | +15.1% |
| 2009 | +4.3% | $184 | +26.4% |
| 2008 | −25.5% | $160 | −36.8% |
"Paid out" is what your holding received that year. Month-end prices; no costs or taxes.
Key facts: AFL total return
Data as of · Source: SmarterDividends data
- $10,000 invested in Aflac (AFL) at the end of Dec 2007, with dividends reinvested, was worth $62,288 at the end of Oct 2026: 10.2% a year, against $72,756 (11.1% a year) in the S&P 500.
- Over the 10 years to Oct 2026, AFL turned $10,000 into $45,331 with dividends reinvested, 16.3% a year.
- Over the 5 years to Oct 2026, AFL returned 20.9% a year with dividends reinvested (S&P 500: 12.0%).
- Taking AFL's dividends as cash instead of reinvesting them, the same $10,000 ended at $46,297, including $6,741 of cash received; reinvesting added $15,991.
- AFL's best calendar year in that time was 2021 (34.6%) and its worst 2008 (-25.5%), with dividends reinvested.
Cite this page
SmarterDividends, "Aflac (AFL) Total Return Calculator," updated Nov 5, 2026, https://smarterdividends.com/stocks/AFL/total-return
AFL total return questions
If I invested $10,000 in AFL 10 years ago, how much would I have?
About $45,331 at the end of Oct 2026, with every dividend reinvested: 16.3% a year. Taking them as cash, you'd have shares worth $35,973 or so plus the cash you received. The same $10,000 in the S&P 500 became $41,633.
What is AFL's total return since Dec 2007?
523% in total, or 10.2% a year, through Oct 2026 with dividends reinvested. The share price alone rose 296%.
How much of AFL's return came from dividends?
About 26% of its yearly return since Dec 2007. Reinvesting them, rather than taking cash, left you $15,991 better off on a $10,000 start.
What was AFL's worst year?
2008, at -25.5% with dividends reinvested (S&P 500: -36.8%). Its deepest fall from a peak, on month-end values, was -74.5%.
How is total return calculated here?
From month-end prices: the adjusted price counts every dividend reinvested in the month it was paid; the plain price doesn't. The S&P 500 is SPY with its dividends reinvested. No trading costs or taxes.