AGG Total Return Calculator
$10,000 since Dec 2007, with and without reinvesting · data through Oct 2026
$10,000 invested in AGG ten years ago, at the end of Oct 2016, was worth $11,506 at the end of Oct 2026 with every distribution reinvested: 1.4% a year, against $41,633 in the S&P 500. Since Dec 2007, $10,000 became $16,630 reinvested (2.7% a year), or $15,344 taking the distributions as cash, $5,819 of it paid out along the way.
AGG became
$16,630
S&P 500: $72,756
Return a year
2.7%
S&P 500: 11.1%
Payouts reinvested
$7,754
bought more shares
Worst drop
-17.1%
S&P 500: -48.2%
$10,000, Dec 2007 to Oct 2026
Payouts reinvested · S&P 500 reinvested
| Year | AGG total return | Paid out | S&P 500 |
|---|---|---|---|
| 2026 (part) | −0.6% | $505 | +11.7% |
| 2025 | +7.2% | $641 | +17.7% |
| 2024 | +1.3% | $574 | +24.9% |
| 2023 | +5.7% | $476 | +26.2% |
| 2022 | −13.0% | $340 | −18.2% |
| 2021 | −1.8% | $294 | +28.7% |
| 2020 | +7.5% | $363 | +18.3% |
| 2019 | +8.4% | $424 | +31.2% |
| 2018 | +0.1% | $392 | −4.6% |
| 2017 | +3.6% | $337 | +21.7% |
| 2016 | +2.4% | $334 | +12.0% |
| 2015 | +0.5% | $334 | +1.2% |
| 2014 | +6.0% | $327 | +13.5% |
| 2013 | −2.0% | $296 | +32.3% |
| 2012 | +3.8% | $383 | +16.0% |
| 2011 | +7.7% | $399 | +1.9% |
| 2010 | +6.4% | $434 | +15.1% |
| 2009 | +3.0% | $425 | +26.4% |
| 2008 | +7.9% | $476 | −36.8% |
"Paid out" is what your holding received that year. Month-end prices; no costs or taxes.
Key facts: AGG total return
Data as of · Source: SmarterDividends data
- $10,000 invested in AGG at the end of Dec 2007, with distributions reinvested, was worth $16,630 at the end of Oct 2026: 2.7% a year, against $72,756 (11.1% a year) in the S&P 500.
- Over the 10 years to Oct 2026, AGG turned $10,000 into $11,506 with distributions reinvested, 1.4% a year.
- Over the 5 years to Oct 2026, AGG returned -0.2% a year with distributions reinvested (S&P 500: 12.0%).
- Taking AGG's distributions as cash instead of reinvesting them, the same $10,000 ended at $15,344, including $5,819 of cash received; reinvesting added $1,286.
- AGG's best calendar year in that time was 2019 (8.4%) and its worst 2022 (-13.0%), with distributions reinvested.
Cite this page
SmarterDividends, "AGG Total Return Calculator," updated Nov 5, 2026, https://smarterdividends.com/stocks/AGG/total-return
AGG total return questions
If I invested $10,000 in AGG 10 years ago, how much would I have?
About $11,506 at the end of Oct 2026, with every distribution reinvested: 1.4% a year. Taking them as cash, you'd have shares worth $8,658 or so plus the cash you received. The same $10,000 in the S&P 500 became $41,633.
What is AGG's total return since Dec 2007?
66% in total, or 2.7% a year, through Oct 2026 with distributions reinvested. The share price alone fell 5%.
How much of AGG's return came from distributions?
About 100% of its yearly return since Dec 2007. Reinvesting them, rather than taking cash, left you $1,286 better off on a $10,000 start.
What was AGG's worst year?
2022, at -13.0% with distributions reinvested (S&P 500: -18.2%). Its deepest fall from a peak, on month-end values, was -17.1%.
How is total return calculated here?
From month-end prices: the adjusted price counts every distribution reinvested in the month it was paid; the plain price doesn't. The S&P 500 is SPY with its dividends reinvested. No trading costs or taxes.