Banco Santander (BCDRF) Total Return Calculator
$10,000 since Apr 2008, with and without reinvesting · data through Oct 2026
$10,000 invested in Banco Santander (BCDRF) ten years ago, at the end of Oct 2016, was worth $33,933 at the end of Oct 2026 with every dividend reinvested: 13.0% a year, against $41,633 in the S&P 500. Since Apr 2008, $10,000 became $13,377 reinvested (1.6% a year), or $8,610 taking the dividends as cash, $3,516 of it paid out along the way.
BCDRF became
$13,377
S&P 500: $76,560
Return a year
1.6%
S&P 500: 11.6%
Payouts reinvested
$5,466
bought more shares
Worst drop
-82.6%
S&P 500: -46.3%
$10,000, Apr 2008 to Oct 2026
Payouts reinvested · S&P 500 reinvested
| Year | BCDRF total return | Paid out | S&P 500 |
|---|---|---|---|
| 2026 (part) | −6.6% | $346 | +11.7% |
| 2025 | +192.2% | $295 | +17.7% |
| 2024 | +13.3% | $260 | +24.9% |
| 2023 | +41.7% | $191 | +26.2% |
| 2022 | −9.0% | $130 | −18.2% |
| 2021 | +13.4% | $100 | +28.7% |
| 2020 | −22.2% | $143 | +18.3% |
| 2019 | −1.6% | $270 | +31.2% |
| 2018 | −28.3% | $227 | −4.6% |
| 2017 | +29.5% | $221 | +21.7% |
| 2016 | +10.5% | $157 | +12.0% |
| 2015 | −40.9% | $182 | +1.2% |
| 2014 | +12.3% | $598 | +13.5% |
| 2013 | +9.3% | $415 | +32.3% |
| 2012 | +19.0% | $445 | +16.0% |
| 2011 | −15.6% | $380 | +1.9% |
| 2010 | −32.9% | $365 | +15.1% |
| 2009 | +73.2% | $374 | +26.4% |
| 2008 (part) | −55.5% | $366 | −33.5% |
"Paid out" is what your holding received that year. Month-end prices; no costs or taxes.
Key facts: BCDRF total return
Data as of · Source: SmarterDividends data
- $10,000 invested in Banco Santander (BCDRF) at the end of Apr 2008, with dividends reinvested, was worth $13,377 at the end of Oct 2026: 1.6% a year, against $76,560 (11.6% a year) in the S&P 500.
- Over the 10 years to Oct 2026, BCDRF turned $10,000 into $33,933 with dividends reinvested, 13.0% a year.
- Over the 5 years to Oct 2026, BCDRF returned 28.0% a year with dividends reinvested (S&P 500: 12.0%).
- Taking BCDRF's dividends as cash instead of reinvesting them, the same $10,000 ended at $8,610, including $3,516 of cash received; reinvesting added $4,768.
- BCDRF's best calendar year in that time was 2025 (192.2%) and its worst 2015 (-40.9%), with dividends reinvested.
Cite this page
SmarterDividends, "Banco Santander (BCDRF) Total Return Calculator," updated Nov 5, 2026, https://smarterdividends.com/stocks/BCDRF/total-return
BCDRF total return questions
If I invested $10,000 in BCDRF 10 years ago, how much would I have?
About $33,933 at the end of Oct 2026, with every dividend reinvested: 13.0% a year. Taking them as cash, you'd have shares worth $23,236 or so plus the cash you received. The same $10,000 in the S&P 500 became $41,633.
What is BCDRF's total return since Apr 2008?
34% in total, or 1.6% a year, through Oct 2026 with dividends reinvested. The share price alone fell 49%.
How much of BCDRF's return came from dividends?
About 100% of its yearly return since Apr 2008. Reinvesting them, rather than taking cash, left you $4,768 better off on a $10,000 start.
What was BCDRF's worst year?
2015, at -40.9% with dividends reinvested (S&P 500: 1.2%). Its deepest fall from a peak, on month-end values, was -82.6%.
How is total return calculated here?
From month-end prices: the adjusted price counts every dividend reinvested in the month it was paid; the plain price doesn't. The S&P 500 is SPY with its dividends reinvested. No trading costs or taxes.