Bain Capital Specialty Finance, Inc.
BCSFFinancial Services · Stock · quarterly payer
Forward Yield
13.93%
Annual Dividend
$1.68
Payout Ratio
170%
5-Yr Growth
1.9%
Ex-Date
Sep 15, 2026
Frequency
Quarterly
Summary
As of August 2026, Bain Capital Specialty Finance, Inc. (BCSF) yields 13.93% ($1.68 per share annually), with a blended fair-value estimate of $18.88 — +57% upside, so it screens as undervalued. Dividend safety grade: D (44/100).
Is BCSF a good dividend stock?
MixedBain Capital Specialty Finance, Inc. (BCSF) pays a quarterly dividend yielding 13.93% ($1.68/yr), with 0 years of growth and a dividend-safety grade of D. The picture is mixed — the dividend pays, but safety or growth signals are weaker than ideal.
Advantages
Risks
- Cut its dividend in 2025
- Elevated payout ratio (170%)
- Very high yield can signal elevated risk
- Share price is down over the past 5 years
- Below-average dividend safety score
Key Data
- Dividend Yield
- 13.93%
- Payout Ratio
- 170%
- Annual Dividend
- $1.68
- 5-Yr Avg Growth
- 1.9%
- Ex-Dividend Date
- Sep 15, 2026
- Years of Growth
- 0
- Frequency
- quarterly
- Beta
- 0.64
- Market Cap
- $782.3M
- P/E Ratio
- 12.2
- 5-Yr Total Return
- -19%
- 52-Week Range
- —
- Dividend Safety
- D · 44/100
- Ever Cut?
- Yes (2025)
Frequently Asked Questions
BCSF Price — Last 12 Months
Daily close
Price Return
1 Year
-15%
3 Years
-21%
5 Years
-19%
52-Week Range
—
Price change over each period (excludes dividends). Past performance doesn't guarantee future results.
What is BCSF worth?
Undervaluedlow confidenceOur blended fair-value estimate for Bain Capital Specialty Finance, Inc. is $18.88 per share, versus a market price of $12.06. That implies 57% of upside — a margin of safety of about 36%.
Fair Value
$18.88
Current Price
$12.06
Upside
+57%
Margin of Safety
36%
How we get there
Dividend discount
Discounts the future dividend stream back to today.
Earnings multiple (Graham)
Graham's earnings-multiple formula, anchored to bond yields.
Assumptions: 7.5% discount rate (CAPM), -5.0% stage-1 growth, 2.5% terminal growth, $0.99 EPS, $1.68 annual dividend. Updated weekly.
Fair-value estimates are model output for educational purposes only — not investment advice or a price target.
BCSF Dividend Safety Score
Risky
SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.
Dividend Growth
Total dividends per share by year
Dividend History
| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| Jun 15, 2026 | — | $0.4200 | regular |
| Mar 16, 2026 | — | $0.4200 | regular |
| Dec 31, 2025 | — | $0.1500 | regular |
| Dec 16, 2025 | — | $0.4500 | regular |
| Sep 16, 2025 | — | $0.4500 | regular |
| Jun 16, 2025 | — | $0.4500 | regular |
| Mar 17, 2025 | — | $0.4500 | regular |
| Dec 31, 2024 | — | $0.4500 | regular |
| Sep 30, 2024 | — | $0.4500 | regular |
| Jun 28, 2024 | — | $0.4500 | regular |
| Mar 27, 2024 | — | $0.4500 | regular |
| Dec 28, 2023 | — | $0.4200 | regular |
| Sep 28, 2023 | — | $0.4200 | regular |
| Jun 29, 2023 | — | $0.3800 | regular |
Income Calculator
At $1.68 / yr per share
