BCSF vs V: Which Is the Better Dividend Stock?
As of Oct 18, 2026, V (Visa Inc.) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. BCSF offers the higher yield at 16.37%, V has the higher dividend-safety score, and BCSF looks like the better value (its fair-value estimate is 78% above its share price).
Key facts: BCSF vs V
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, Bain Capital Specialty Finance, Inc. (BCSF) has the higher forward dividend yield at 16.37%, versus 0.67% for Visa Inc. (V).
- As of Oct 18, 2026, SmarterDividends grades BCSF's dividend safety D (41/100) and V's A (93/100).
- By SmarterDividends' count as of Oct 18, 2026, BCSF has raised its dividend for 0 consecutive years and V for 17.
- As of Oct 18, 2026, BCSF pays out 170% of its earnings as dividends and V pays out 22%.
- As of Oct 18, 2026, BCSF's fair-value estimate is 78% above its share price and V's fair-value estimate is 24% below its share price, so BCSF looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "BCSF vs V: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/bcsf-vs-v
| Metric | BCSF | V |
|---|---|---|
| Forward yield | 16.37% | 0.67% |
| Annual dividend | $1.68 | $2.68 |
| Payout ratio | 170% | 22% |
| Years of growth | 0 yr | 17 yr |
| 5-yr dividend growth | 1.9% | 14.9% |
| 5-yr total return | -33% | 108% |
| Dividend safety score | 41 (D) | 93 (A) |
| Fair value estimate | $18.26 | $306.97 |
| Upside to fair value | +78% | -24% |
| Frequency | quarterly | quarterly |
| Market cap | $665.6M | $755.8B |
| P/E ratio | 10.4 | 34.3 |
Higher yield
BCSF
16.37%
Safer dividend
V
Grade A
Faster growth
V
14.9%
Better value
BCSF
+78% upside
BCSF vs V — FAQ
Is BCSF or V a better dividend stock?
On the data, V wins more head-to-head categories (6 vs 2). BCSF offers the higher yield (16.37%), while V has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, BCSF or V?
BCSF has the higher forward dividend yield at 16.37%, versus 0.67% for V.
Is BCSF or V safer?
V has the higher dividend-safety score (93/100 vs 41/100), reflecting stronger payout coverage and dividend-growth history.
Is BCSF or V better value right now?
As of Oct 18, 2026, BCSF looks like the better value: its fair-value estimate is 78% above its share price (undervalued). For V, its fair-value estimate is 24% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.


