BCSF vs HSBC: Which Is the Better Dividend Stock?
As of Oct 18, 2026, HSBC (HSBC Holdings plc) screens as the stronger dividend stock, winning 4 of 7 head-to-head metrics. BCSF offers the higher yield at 16.37%, HSBC has the higher dividend-safety score, and BCSF looks like the better value (its fair-value estimate is 78% above its share price).
Key facts: BCSF vs HSBC
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, Bain Capital Specialty Finance, Inc. (BCSF) has the higher forward dividend yield at 16.37%, versus 3.97% for HSBC Holdings plc (HSBC).
- As of Oct 18, 2026, SmarterDividends grades BCSF's dividend safety D (41/100) and HSBC's B (72/100).
- As of Oct 18, 2026, BCSF pays out 170% of its earnings as dividends and HSBC pays out 54%.
- As of Oct 18, 2026, BCSF's fair-value estimate is 78% above its share price and HSBC's fair-value estimate is 44% above its share price, so BCSF looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "BCSF vs HSBC: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/bcsf-vs-hsbc
| Metric | BCSF | HSBC |
|---|---|---|
| Forward yield | 16.37% | 3.97% |
| Annual dividend | $1.68 | $3.75 |
| Payout ratio | 170% | 54% |
| Years of growth | 0 yr | 0 yr |
| 5-yr dividend growth | 1.9% | -13.8% |
| 5-yr total return | -33% | 242% |
| Dividend safety score | 41 (D) | 72 (B) |
| Fair value estimate | $18.26 | $135.99 |
| Upside to fair value | +78% | +44% |
| Frequency | quarterly | quarterly |
| Market cap | $665.6M | $323.4B |
| P/E ratio | 10.4 | 13.5 |
Higher yield
BCSF
16.37%
Safer dividend
HSBC
Grade B
Faster growth
BCSF
1.9%
Better value
BCSF
+78% upside
BCSF vs HSBC — FAQ
Is BCSF or HSBC a better dividend stock?
On the data, HSBC wins more head-to-head categories (4 vs 3). BCSF offers the higher yield (16.37%), while HSBC has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, BCSF or HSBC?
BCSF has the higher forward dividend yield at 16.37%, versus 3.97% for HSBC.
Is BCSF or HSBC safer?
HSBC has the higher dividend-safety score (72/100 vs 41/100), reflecting stronger payout coverage and dividend-growth history.
Is BCSF or HSBC better value right now?
As of Oct 18, 2026, BCSF looks like the better value: its fair-value estimate is 78% above its share price (undervalued). For HSBC, its fair-value estimate is 44% above its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.