SmarterDividends
BFH

Bread Financial Holdings, Inc.

BFH

Financial Services · Stock · quarterly payer

Forward Yield

1.01%

Annual Dividend

$0.92

Payout Ratio

7%

5-Yr Growth

4.6%

Ex-Date

May 29, 2026

Frequency

Quarterly

BFH Dividend Safety Score

68/ 100
Grade B

Safe

Dividend-growth streak5 consecutive years of growth
Cut historyCut its dividend in 2020
Earnings payout coverage7% of earnings paid out
Yield vs its historyYield in line with its history

SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.

Dividend Growth

Total dividends per share by year

Is BFH a good dividend stock?

Yes, with caveats

Bread Financial Holdings, Inc. (BFH) pays a quarterly dividend yielding 1.01% ($0.92/yr), with 5 years of growth and a dividend-safety grade of B. It's a solid income payer, but check the caveats below before buying.

Advantages

  • Comfortable payout ratio (7%)

Risks

  • Cut its dividend in 2020

Key Data

Dividend Yield
1.01%
Payout Ratio
7%
Annual Dividend
$0.92
5-Yr Avg Growth
4.6%
Ex-Dividend Date
May 29, 2026
Years of Growth
5
Frequency
quarterly
Beta
1.17
Market Cap
$3.7B
P/E Ratio
7.4
5-Yr Total Return
9%
52-Week Range
$49.17 – $99.13
Dividend Safety
B · 68/100
Ever Cut?
Yes (2020)
BFH ex-dividend date & scheduleNext ex-date May 29, 2026 · full ex-dividend historyView →

Frequently Asked Questions

Income Calculator

At $0.92 / yr per share

Per payment (quarterly)$23.00
Annual$92.00
Monthly avg$7.67