BIL Total Return Calculator
$10,000 since Dec 2007, with and without reinvesting · data through Oct 2026
$10,000 invested in BIL ten years ago, at the end of Oct 2016, was worth $12,588 at the end of Oct 2026 with every distribution reinvested: 2.3% a year, against $41,633 in the S&P 500. Since Dec 2007, $10,000 became $12,787 reinvested (1.3% a year), or $12,484 taking the distributions as cash, $2,471 of it paid out along the way.
BIL became
$12,787
S&P 500: $72,756
Return a year
1.3%
S&P 500: 11.1%
Payouts reinvested
$2,793
bought more shares
Worst drop
-0.4%
S&P 500: -48.2%
$10,000, Dec 2007 to Oct 2026
Payouts reinvested · S&P 500 reinvested
| Year | BIL total return | Paid out | S&P 500 |
|---|---|---|---|
| 2026 (part) | +3.0% | $332 | +11.7% |
| 2025 | +4.1% | $502 | +17.7% |
| 2024 | +5.2% | $586 | +24.9% |
| 2023 | +4.9% | $545 | +26.2% |
| 2022 | +1.4% | $147 | −18.2% |
| 2021 | −0.1% | $3 | +28.7% |
| 2020 | +0.4% | $32 | +18.3% |
| 2019 | +2.0% | $215 | +31.2% |
| 2018 | +1.7% | $171 | −4.6% |
| 2017 | +0.7% | $70 | +21.7% |
| 2016 | +0.1% | $8 | +12.0% |
| 2015 | −0.1% | $2 | +1.2% |
| 2014 | −0.1% | $3 | +13.5% |
| 2013 | −0.1% | $1 | +32.3% |
| 2012 | −0.0% | $3 | +16.0% |
| 2011 | −0.0% | $2 | +1.9% |
| 2010 | −0.0% | $2 | +15.1% |
| 2009 | +0.3% | $10 | +26.4% |
| 2008 | +1.6% | $159 | −36.8% |
"Paid out" is what your holding received that year. Month-end prices; no costs or taxes.
Key facts: BIL total return
Data as of · Source: SmarterDividends data
- $10,000 invested in BIL at the end of Dec 2007, with distributions reinvested, was worth $12,787 at the end of Oct 2026: 1.3% a year, against $72,756 (11.1% a year) in the S&P 500.
- Over the 10 years to Oct 2026, BIL turned $10,000 into $12,588 with distributions reinvested, 2.3% a year.
- Over the 5 years to Oct 2026, BIL returned 3.7% a year with distributions reinvested (S&P 500: 12.0%).
- Taking BIL's distributions as cash instead of reinvesting them, the same $10,000 ended at $12,484, including $2,471 of cash received; reinvesting added $303.
- BIL's best calendar year in that time was 2024 (5.2%) and its worst 2015 (-0.1%), with distributions reinvested.
Cite this page
SmarterDividends, "BIL Total Return Calculator," updated Nov 5, 2026, https://smarterdividends.com/stocks/BIL/total-return
BIL total return questions
If I invested $10,000 in BIL 10 years ago, how much would I have?
About $12,588 at the end of Oct 2026, with every distribution reinvested: 2.3% a year. Taking them as cash, you'd have shares worth $10,024 or so plus the cash you received. The same $10,000 in the S&P 500 became $41,633.
What is BIL's total return since Dec 2007?
28% in total, or 1.3% a year, through Oct 2026 with distributions reinvested. The share price alone rose 0%.
How much of BIL's return came from distributions?
About 99% of its yearly return since Dec 2007. Reinvesting them, rather than taking cash, left you $303 better off on a $10,000 start.
What was BIL's worst year?
2015, at -0.1% with distributions reinvested (S&P 500: 1.2%). Its deepest fall from a peak, on month-end values, was -0.4%.
How is total return calculated here?
From month-end prices: the adjusted price counts every distribution reinvested in the month it was paid; the plain price doesn't. The S&P 500 is SPY with its dividends reinvested. No trading costs or taxes.