BIV Total Return Calculator
$10,000 since Dec 2007, with and without reinvesting · data through Oct 2026
$10,000 invested in BIV ten years ago, at the end of Oct 2016, was worth $11,781 at the end of Oct 2026 with every distribution reinvested: 1.7% a year, against $41,633 in the S&P 500. Since Dec 2007, $10,000 became $18,850 reinvested (3.4% a year), or $16,809 taking the distributions as cash, $7,188 of it paid out along the way.
BIV became
$18,850
S&P 500: $72,756
Return a year
3.4%
S&P 500: 11.1%
Payouts reinvested
$10,195
bought more shares
Worst drop
-17.6%
S&P 500: -48.2%
$10,000, Dec 2007 to Oct 2026
Payouts reinvested · S&P 500 reinvested
| Year | BIV total return | Paid out | S&P 500 |
|---|---|---|---|
| 2026 (part) | −1.3% | $617 | +11.7% |
| 2025 | +8.5% | $757 | +17.7% |
| 2024 | +1.6% | $656 | +24.9% |
| 2023 | +6.1% | $529 | +26.2% |
| 2022 | −13.2% | $385 | −18.2% |
| 2021 | −2.4% | $631 | +28.7% |
| 2020 | +9.7% | $562 | +18.3% |
| 2019 | +10.3% | $480 | +31.2% |
| 2018 | −0.2% | $452 | −4.6% |
| 2017 | +3.6% | $424 | +21.7% |
| 2016 | +2.3% | $363 | +12.0% |
| 2015 | +1.0% | $448 | +1.2% |
| 2014 | +6.7% | $423 | +13.5% |
| 2013 | −3.6% | $575 | +32.3% |
| 2012 | +6.7% | $709 | +16.0% |
| 2011 | +11.1% | $686 | +1.9% |
| 2010 | +9.1% | $545 | +15.1% |
| 2009 | +3.9% | $482 | +26.4% |
| 2008 | +7.8% | $470 | −36.8% |
"Paid out" is what your holding received that year. Month-end prices; no costs or taxes.
Key facts: BIV total return
Data as of · Source: SmarterDividends data
- $10,000 invested in BIV at the end of Dec 2007, with distributions reinvested, was worth $18,850 at the end of Oct 2026: 3.4% a year, against $72,756 (11.1% a year) in the S&P 500.
- Over the 10 years to Oct 2026, BIV turned $10,000 into $11,781 with distributions reinvested, 1.7% a year.
- Over the 5 years to Oct 2026, BIV returned 0.1% a year with distributions reinvested (S&P 500: 12.0%).
- Taking BIV's distributions as cash instead of reinvesting them, the same $10,000 ended at $16,809, including $7,188 of cash received; reinvesting added $2,041.
- BIV's best calendar year in that time was 2011 (11.1%) and its worst 2022 (-13.2%), with distributions reinvested.
Cite this page
SmarterDividends, "BIV Total Return Calculator," updated Nov 5, 2026, https://smarterdividends.com/stocks/BIV/total-return
BIV total return questions
If I invested $10,000 in BIV 10 years ago, how much would I have?
About $11,781 at the end of Oct 2026, with every distribution reinvested: 1.7% a year. Taking them as cash, you'd have shares worth $8,585 or so plus the cash you received. The same $10,000 in the S&P 500 became $41,633.
What is BIV's total return since Dec 2007?
89% in total, or 3.4% a year, through Oct 2026 with distributions reinvested. The share price alone fell 4%.
How much of BIV's return came from distributions?
About 100% of its yearly return since Dec 2007. Reinvesting them, rather than taking cash, left you $2,041 better off on a $10,000 start.
What was BIV's worst year?
2022, at -13.2% with distributions reinvested (S&P 500: -18.2%). Its deepest fall from a peak, on month-end values, was -17.6%.
How is total return calculated here?
From month-end prices: the adjusted price counts every distribution reinvested in the month it was paid; the plain price doesn't. The S&P 500 is SPY with its dividends reinvested. No trading costs or taxes.