Bank of Montreal (BMO) Dividend Calculator
Bank of Montreal · how much BMO pays you, by shares or dollars · updated
100 shares of Bank of Montreal (BMO) pay $488.00 a year in dividends, about $122.30 each quarter, at the current quarterly dividend of $1.2230 per share (as of Nov 5, 2026). At the $174.36 share price that is a 2.80% yield, so $10,000 buys about 57.4 shares and pays about $280 a year.
Per share, a year
$4.88
100 shares, a year
$488.00
$10,000 invested, a year
$279.88
Shares for $1,000 a month
2,460
BMO Bank of Montreal
$174.36 · $4.88/yr dividend · 2.75% yield · quarterly
Annual income
$488.00
Monthly (average)
$40.67
Per payment (quarterly)
$122.00
Dividend yield
2.80%
Yield on cost
—
Enter your cost
Position value
$17,436
Your payments over the next 12 months
Based on BMO's actual pay dates over the past year
Income over 10 years if the dividend keeps growing 7.77% a year
Same shares, no reinvestment. Year 10: $957 · 10-year total: $6,993. Add reinvestment in the DRIP calculator →
How many BMO shares for a monthly income
Shares and money needed to earn each monthly amount from Bank of Montreal dividends alone, at today's rate and price, before tax. Spreading it across several stocks lowers the risk that one cut hits your whole income.
| Monthly income | Shares needed | Cost today |
|---|---|---|
| $100 a month | 246 | $42,893 |
| $250 a month | 615 | $107,231 |
| $500 a month | 1,230 | $214,463 |
| $1,000 a month | 2,460 | $428,926 |
| $2,000 a month | 4,919 | $857,677 |
| $5,000 a month | 12,296 | $2,143,931 |
What 100 shares of BMO paid each year
Holding 100 shares, you would have received $255.70 in 2016 and $343.60 in 2025, up 34%, without buying another share. If the dividend kept growing 7.8% a year, its five-year pace, the same 100 shares would pay about $957 in year 10. That is a projection, not a promise.
How the BMO dividend is calculated
Yearly income = shares × $4.88
Each payment = shares × $1.2230
Shares for a monthly income = (monthly goal × 12) ÷ $4.88
The rate is Bank of Montreal's current dividend as of Nov 5, 2026. A board can raise, cut or skip a dividend, so check the BMO dividend safety grade before counting on it.
Key facts: Bank of Montreal (BMO) dividend income
Data as of · Source: SmarterDividends data
- As of Nov 5, 2026, 100 shares of Bank of Montreal (BMO) pay $488.00 a year in dividends before tax, about $122.30 each quarter, at $4.88 per share a year.
- At its Nov 5, 2026 share price of $174.36, BMO yields 2.80%: $10,000 buys about 57.4 shares, which pay about $279.88 a year.
- Earning $1,000 a month ($12,000 a year) from BMO dividends alone takes about 2,460 shares, roughly $428,926 at today's price, before tax.
- 100 shares of BMO paid $255.70 in dividends in 2016 and $343.60 in 2025, up 34%.
Cite this page
SmarterDividends, "Bank of Montreal (BMO) Dividend Calculator," updated Nov 5, 2026, https://smarterdividends.com/stocks/BMO/dividend-calculator
Frequently asked questions
How much dividend does 100 shares of BMO pay?
As of Nov 5, 2026, 100 shares of Bank of Montreal (BMO) pay $488.00 a year in dividends before tax, about $122.30 each quarter, at $4.88 per share a year.
How much dividend does 1,000 shares of BMO pay?
About $4,880 a year before tax, or $1,223.00 each quarter, at Bank of Montreal's current rate of $4.88 per share a year. Buying 1,000 shares costs about $174,360 at the Nov 5, 2026 price.
How many shares of BMO do I need to make $1,000 a month?
About 2,460 shares. $1,000 a month is $12,000 a year; divided by $4.88 a share, that's 2,460 shares, or about $428,926 at today's $174.36 price. Taxes in a regular brokerage account raise the number.
How much do I need to invest in BMO to make $100 a month?
About $42,875. $100 a month is $1,200 a year, and at a 2.80% yield that takes $42,875, or about 246 shares.
How often does Bank of Montreal pay dividends?
Bank of Montreal (BMO) pays every quarter, usually in May, August and November, so you get 4 payments a year of about $1.2230 per share each.
How is the BMO dividend calculated?
Multiply your shares by the dividend per share. Bank of Montreal pays about $4.88 per share a year, so each share earns $4.88 a year and $1.2230 each quarter. Shares bought on or after the ex-dividend date don't get the next payment.
Are BMO dividends taxed?
In a U.S. taxable account, yes. Regular dividends from most U.S. companies are qualified, taxed at 0%, 15% or 20%, if you held the shares more than 60 days around the ex-dividend date. Foreign companies may also withhold tax at source. Inside an IRA, Roth IRA or 401(k), dividends aren't taxed when paid.
Figures use SmarterDividends data as of Nov 5, 2026, before tax, and assume the current dividend rate holds. For information only, not investment or tax advice. Back to BMO