Sierra Bancorp
BSRRFinancial Services · Stock · quarterly payer
Forward Yield
2.65%
Annual Dividend
$1.08
Payout Ratio
30%
5-Yr Growth
4.6%
Ex-Date
Aug 3, 2026
Frequency
Quarterly
Summary
As of August 2026, Sierra Bancorp (BSRR) yields 2.65% ($1.08 per share annually), with a blended fair-value estimate of $54.43 — +34% upside, so it screens as undervalued. Dividend safety grade: A (86/100). 2 years of dividend growth.
Is BSRR a good dividend stock?
YesSierra Bancorp (BSRR) pays a quarterly dividend yielding 2.65% ($1.08/yr), with 2 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding.
Advantages
- Comfortable payout ratio (30%)
- 60% total price return over 5 years
- Top-tier dividend safety score
Risks
- Cut its dividend in 2010
Key Data
- Dividend Yield
- 2.65%
- Payout Ratio
- 30%
- Annual Dividend
- $1.08
- 5-Yr Avg Growth
- 4.6%
- Ex-Dividend Date
- Aug 3, 2026
- Years of Growth
- 2
- Frequency
- quarterly
- Beta
- 0.76
- Market Cap
- $528.4M
- P/E Ratio
- 12.0
- 5-Yr Total Return
- 60%
- 52-Week Range
- $26.49 – $43.13
- Dividend Safety
- A · 86/100
- Ever Cut?
- Yes (2010)
Frequently Asked Questions
BSRR Price — Last 12 Months
Daily close
Price Return
1 Year
+33%
3 Years
+105%
5 Years
+60%
52-Week Range
$26.49 – $43.13
Price change over each period (excludes dividends). Past performance doesn't guarantee future results.
What is BSRR worth?
Undervaluedmedium confidenceOur blended fair-value estimate for Sierra Bancorp is $54.43 per share, versus a market price of $40.76. That implies 34% of upside — a margin of safety of about 25%.
Fair Value
$54.43
Current Price
$40.76
Upside
+34%
Margin of Safety
25%
How we get there
Discounted cash flow
Discounts projected free cash flow back to today.
Dividend discount
Discounts the future dividend stream back to today.
Earnings multiple (Graham)
Graham's earnings-multiple formula, anchored to bond yields.
At today's price, the market is pricing in about -0.5% annual free-cash-flow growth. We model 7.4% — below our estimate, leaving room for upside if the business executes.
Assumptions: 8.1% discount rate (CAPM), 7.4% stage-1 growth, 2.5% terminal growth, $3.40 EPS, $1.08 annual dividend. Updated weekly.
Fair-value estimates are model output for educational purposes only — not investment advice or a price target.
BSRR Dividend Safety Score
Very Safe
SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.
Dividend Growth
Total dividends per share by year
Dividend History
| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| May 4, 2026 | — | $0.2600 | regular |
| Feb 9, 2026 | — | $0.2600 | regular |
| Nov 3, 2025 | — | $0.2500 | regular |
| Aug 4, 2025 | — | $0.2500 | regular |
| May 5, 2025 | — | $0.2500 | regular |
| Feb 3, 2025 | — | $0.2500 | regular |
| Oct 31, 2024 | — | $0.2400 | regular |
| Jul 31, 2024 | — | $0.2400 | regular |
| Apr 29, 2024 | — | $0.2300 | regular |
| Jan 30, 2024 | — | $0.2300 | regular |
| Oct 30, 2023 | — | $0.2300 | regular |
| Jul 28, 2023 | — | $0.2300 | regular |
| Apr 28, 2023 | — | $0.2300 | regular |
| Jan 30, 2023 | — | $0.2300 | regular |
Income Calculator
At $1.08 / yr per share
