BlackRock Credit Allocation Income Trust (BTZ) Total Return Calculator
$10,000 since Dec 2007, with and without reinvesting · data through Oct 2026
$10,000 invested in BlackRock Credit Allocation Income Trust (BTZ) ten years ago, at the end of Oct 2016, was worth $16,493 at the end of Oct 2026 with every dividend reinvested: 5.1% a year, against $41,633 in the S&P 500. Since Dec 2007, $10,000 became $27,143 reinvested (5.4% a year), or $16,727 taking the dividends as cash, $11,175 of it paid out along the way.
BTZ became
$27,143
S&P 500: $72,756
Return a year
5.4%
S&P 500: 11.1%
Payouts reinvested
$26,870
bought more shares
Worst drop
-62.5%
S&P 500: -48.2%
$10,000, Dec 2007 to Oct 2026
Payouts reinvested · S&P 500 reinvested
| Year | BTZ total return | Paid out | S&P 500 |
|---|---|---|---|
| 2026 (part) | −4.7% | $2,286 | +11.7% |
| 2025 | +13.7% | $2,556 | +17.7% |
| 2024 | +11.3% | $2,300 | +24.9% |
| 2023 | +12.7% | $2,087 | +26.2% |
| 2022 | −27.1% | $1,735 | −18.2% |
| 2021 | +9.4% | $1,768 | +28.7% |
| 2020 | +13.3% | $1,677 | +18.3% |
| 2019 | +33.7% | $1,352 | +31.2% |
| 2018 | −10.4% | $1,135 | −4.6% |
| 2017 | +9.3% | $1,139 | +21.7% |
| 2016 | +12.8% | $1,145 | +12.0% |
| 2015 | +3.1% | $1,140 | +1.2% |
| 2014 | +6.3% | $1,052 | +13.5% |
| 2013 | +2.1% | $968 | +32.3% |
| 2012 | +21.2% | $907 | +16.0% |
| 2011 | +7.8% | $759 | +1.9% |
| 2010 | +15.5% | $834 | +15.1% |
| 2009 | +57.4% | $969 | +26.4% |
| 2008 | −43.7% | $1,061 | −36.8% |
"Paid out" is what your holding received that year. Month-end prices; no costs or taxes.
Key facts: BTZ total return
Data as of · Source: SmarterDividends data
- $10,000 invested in BlackRock Credit Allocation Income Trust (BTZ) at the end of Dec 2007, with dividends reinvested, was worth $27,143 at the end of Oct 2026: 5.4% a year, against $72,756 (11.1% a year) in the S&P 500.
- Over the 10 years to Oct 2026, BTZ turned $10,000 into $16,493 with dividends reinvested, 5.1% a year.
- Over the 5 years to Oct 2026, BTZ returned -0.1% a year with dividends reinvested (S&P 500: 12.0%).
- Taking BTZ's dividends as cash instead of reinvesting them, the same $10,000 ended at $16,727, including $11,175 of cash received; reinvesting added $10,415.
- BTZ's best calendar year in that time was 2009 (57.4%) and its worst 2008 (-43.7%), with dividends reinvested.
Cite this page
SmarterDividends, "BlackRock Credit Allocation Income Trust (BTZ) Total Return Calculator," updated Nov 5, 2026, https://smarterdividends.com/stocks/BTZ/total-return
BTZ total return questions
If I invested $10,000 in BTZ 10 years ago, how much would I have?
About $16,493 at the end of Oct 2026, with every dividend reinvested: 5.1% a year. Taking them as cash, you'd have shares worth $7,382 or so plus the cash you received. The same $10,000 in the S&P 500 became $41,633.
What is BTZ's total return since Dec 2007?
171% in total, or 5.4% a year, through Oct 2026 with dividends reinvested. The share price alone fell 44%.
How much of BTZ's return came from dividends?
About 100% of its yearly return since Dec 2007. Reinvesting them, rather than taking cash, left you $10,415 better off on a $10,000 start.
What was BTZ's worst year?
2008, at -43.7% with dividends reinvested (S&P 500: -36.8%). Its deepest fall from a peak, on month-end values, was -62.5%.
How is total return calculated here?
From month-end prices: the adjusted price counts every dividend reinvested in the month it was paid; the plain price doesn't. The S&P 500 is SPY with its dividends reinvested. No trading costs or taxes.