Colony Bankcorp, Inc.
CBANFinancial Services · Stock · quarterly payer
Forward Yield
2.24%
Annual Dividend
$0.47
Payout Ratio
29%
5-Yr Growth
2.8%
Ex-Date
May 6, 2026
Frequency
Quarterly
Summary
As of July 2026, Colony Bankcorp, Inc. (CBAN) yields 2.24% ($0.47 per share annually), with a blended fair-value estimate of $43.41 — +107% upside, so it screens as undervalued. Dividend safety grade: B (74/100). 8 years of dividend growth.
Is CBAN a good dividend stock?
Yes, with caveatsColony Bankcorp, Inc. (CBAN) pays a quarterly dividend yielding 2.24% ($0.47/yr), with 8 years of growth and a dividend-safety grade of B. It's a solid income payer, but check the caveats below before buying.
Advantages
- Comfortable payout ratio (29%)
Risks
- Cut its dividend in 2017
Key Data
- Dividend Yield
- 2.24%
- Payout Ratio
- 29%
- Annual Dividend
- $0.47
- 5-Yr Avg Growth
- 2.8%
- Ex-Dividend Date
- May 6, 2026
- Years of Growth
- 8
- Frequency
- quarterly
- Beta
- 0.55
- Market Cap
- $442.0M
- P/E Ratio
- 13.1
- 5-Yr Total Return
- 13%
- 52-Week Range
- $15.80 – $21.61
- Dividend Safety
- B · 74/100
- Ever Cut?
- Yes (2017)
Frequently Asked Questions
CBAN Price — Last 12 Months
Daily close
Price Return
1 Year
+22%
3 Years
+102%
5 Years
+13%
52-Week Range
$15.80 – $21.61
Price change over each period (excludes dividends). Past performance doesn't guarantee future results.
What is CBAN worth?
Undervaluedlow confidenceOur blended fair-value estimate for Colony Bankcorp, Inc. is $43.41 per share, versus a market price of $20.98. That implies 107% of upside — a margin of safety of about 52%.
Fair Value
$43.41
Current Price
$20.98
Upside
+107%
Margin of Safety
52%
How we get there
Discounted cash flow
Discounts projected free cash flow back to today.
Dividend discount
Discounts the future dividend stream back to today.
Earnings multiple (Graham)
Graham's earnings-multiple formula, anchored to bond yields.
At today's price, the market is pricing in about -10.0% annual free-cash-flow growth. We model 15.1% — below our estimate, leaving room for upside if the business executes.
Assumptions: 7.1% discount rate (CAPM), 15.1% stage-1 growth, 2.5% terminal growth, $1.60 EPS, $0.47 annual dividend. Updated weekly.
Fair-value estimates are model output for educational purposes only — not investment advice or a price target.
CBAN Dividend Safety Score
Safe
SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.
Dividend Growth
Total dividends per share by year
Dividend History
| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| May 6, 2026 | — | $0.1200 | regular |
| Feb 11, 2026 | — | $0.1200 | regular |
| Nov 5, 2025 | — | $0.1150 | regular |
| Aug 6, 2025 | — | $0.1150 | regular |
| May 7, 2025 | — | $0.1150 | regular |
| Feb 5, 2025 | — | $0.1150 | regular |
| Nov 6, 2024 | — | $0.1130 | regular |
| Aug 7, 2024 | — | $0.1130 | regular |
| May 7, 2024 | — | $0.1130 | regular |
| Feb 6, 2024 | — | $0.1130 | regular |
| Nov 7, 2023 | — | $0.1100 | regular |
| Aug 8, 2023 | — | $0.1100 | regular |
| May 9, 2023 | — | $0.1100 | regular |
| Feb 8, 2023 | — | $0.1100 | regular |
Income Calculator
At $0.47 / yr per share
