CBAN vs MA: Which Is the Better Dividend Stock?
As of Oct 18, 2026, MA (Mastercard Incorporated) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. CBAN offers the higher yield at 2.40%, MA has the higher dividend-safety score, and CBAN looks like the better value (its fair-value estimate is 37% above its share price).
Key facts: CBAN vs MA
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, Colony Bankcorp, Inc. (CBAN) has the higher forward dividend yield at 2.40%, versus 0.56% for Mastercard Incorporated (MA).
- As of Oct 18, 2026, SmarterDividends grades CBAN's dividend safety B (76/100) and MA's A (89/100).
- By SmarterDividends' count as of Oct 18, 2026, CBAN has raised its dividend for 8 consecutive years and MA for 14.
- As of Oct 18, 2026, CBAN pays out 28% of its earnings as dividends and MA pays out 18%.
- As of Oct 18, 2026, CBAN's fair-value estimate is 37% above its share price and MA's fair-value estimate is 23% below its share price, so CBAN looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "CBAN vs MA: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/cban-vs-ma
| Metric | CBAN | MA |
|---|---|---|
| Forward yield | 2.40% | 0.56% |
| Annual dividend | $0.48 | $3.48 |
| Payout ratio | 28% | 18% |
| Years of growth | 8 yr | 14 yr |
| 5-yr dividend growth | 2.8% | 13.7% |
| 5-yr total return | 7% | 96% |
| Dividend safety score | 76 (B) | 89 (A) |
| Fair value estimate | $27.11 | $474.95 |
| Upside to fair value | +37% | -23% |
| Frequency | quarterly | quarterly |
| Market cap | $419.5M | $540.9B |
| P/E ratio | 12.0 | 34.0 |
Higher yield
CBAN
2.40%
Safer dividend
MA
Grade A
Faster growth
MA
13.7%
Better value
CBAN
+37% upside
CBAN vs MA — FAQ
Is CBAN or MA a better dividend stock?
On the data, MA wins more head-to-head categories (6 vs 2). CBAN offers the higher yield (2.40%), while MA has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, CBAN or MA?
CBAN has the higher forward dividend yield at 2.40%, versus 0.56% for MA.
Is CBAN or MA safer?
MA has the higher dividend-safety score (89/100 vs 76/100), reflecting stronger payout coverage and dividend-growth history.
Is CBAN or MA better value right now?
As of Oct 18, 2026, CBAN looks like the better value: its fair-value estimate is 37% above its share price (undervalued). For MA, its fair-value estimate is 23% below its share price.
Related comparisons
See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.