Consumers Bancorp, Inc.
CBKMFinancial Services · Stock · quarterly payer
Forward Yield
2.67%
Annual Dividend
$0.88
Payout Ratio
24%
5-Yr Growth
7.4%
Ex-Date
Aug 24, 2026
Frequency
Quarterly
Summary
As of September 2026, Consumers Bancorp, Inc. (CBKM) yields 2.67% ($0.88 per share annually), with a blended fair-value estimate of $39.32 — +19% upside, so it screens as undervalued. Dividend safety grade: A (89/100). 9 years of dividend growth.
Is CBKM a good dividend stock?
YesConsumers Bancorp, Inc. (CBKM) pays a quarterly dividend yielding 2.67% ($0.88/yr), with 9 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding.
Advantages
- Comfortable payout ratio (24%)
- Strong 7.4% 5-yr dividend growth
- 48% total price return over 5 years
- Top-tier dividend safety score
Risks
- Cut its dividend in 2006
Key Data
- Dividend Yield
- 2.67%
- Payout Ratio
- 24%
- Annual Dividend
- $0.88
- 5-Yr Avg Growth
- 7.4%
- Ex-Dividend Date
- Aug 24, 2026
- Years of Growth
- 9
- Frequency
- quarterly
- Beta
- -0.13
- Market Cap
- $104.1M
- P/E Ratio
- 9.3
- 5-Yr Total Return
- 48%
- 52-Week Range
- $22.20 – $34.02
- Dividend Safety
- A · 89/100
- Ever Cut?
- Yes (2006)
Frequently Asked Questions
CBKM Price — Last 12 Months
Daily close
Price Return
1 Year
+48%
3 Years
+118%
5 Years
+48%
52-Week Range
$22.20 – $34.02
Price change over each period (excludes dividends). Past performance doesn't guarantee future results.
What is CBKM worth?
Undervaluedlow confidenceOur blended fair-value estimate for Consumers Bancorp, Inc. is $39.32 per share, versus a market price of $32.98. That implies 19% of upside — a margin of safety of about 16%.
Fair Value
$39.32
Current Price
$32.98
Upside
+19%
Margin of Safety
16%
How we get there
Discounted cash flow
Discounts projected free cash flow back to today.
Dividend discount
Discounts the future dividend stream back to today.
Earnings multiple (Graham)
Graham's earnings-multiple formula, anchored to bond yields.
At today's price, the market is pricing in about 6.6% annual free-cash-flow growth. We model 7.4% — below our estimate, leaving room for upside if the business executes.
Assumptions: 9.3% discount rate (CAPM), 7.4% stage-1 growth, 2.5% terminal growth, $3.55 EPS, $0.88 annual dividend. Updated weekly.
Fair-value estimates are model output for educational purposes only — not investment advice or a price target.
CBKM Dividend Safety Score
Very Safe
SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.
Dividend Growth
Total dividends per share by year
Dividend History
| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| Aug 24, 2026 | — | $0.2200 | regular |
| May 22, 2026 | — | $0.2100 | regular |
| Feb 23, 2026 | — | $0.2100 | regular |
| Nov 24, 2025 | — | $0.2100 | regular |
| Aug 25, 2025 | — | $0.2100 | regular |
| May 27, 2025 | — | $0.1900 | regular |
| Feb 24, 2025 | — | $0.1900 | regular |
| Nov 25, 2024 | — | $0.1900 | regular |
| Aug 26, 2024 | — | $0.1900 | regular |
| May 24, 2024 | — | $0.1800 | regular |
| Feb 23, 2024 | — | $0.1800 | regular |
| Nov 24, 2023 | — | $0.1800 | regular |
| Aug 18, 2023 | — | $0.1800 | regular |
| May 19, 2023 | — | $0.1700 | regular |
Income Calculator
At $0.88 / yr per share
