Capital City Bank Group, Inc.
CCBGFinancial Services · Stock · quarterly payer
Forward Yield
2.16%
Annual Dividend
$1.08
Payout Ratio
29%
5-Yr Growth
11.9%
Ex-Date
Sep 8, 2026
Frequency
Quarterly
Summary
As of September 2026, Capital City Bank Group, Inc. (CCBG) yields 2.16% ($1.08 per share annually), with a blended fair-value estimate of $78.00 — +56% upside, so it screens as undervalued. Dividend safety grade: A (84/100). 11 years of dividend growth.
Is CCBG a good dividend stock?
YesCapital City Bank Group, Inc. (CCBG) pays a quarterly dividend yielding 2.16% ($1.08/yr), with 11 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding.
Advantages
- 11 consecutive years of dividend growth
- Comfortable payout ratio (29%)
- Strong 11.9% 5-yr dividend growth
- 86% total price return over 5 years
- Top-tier dividend safety score
Risks
- Cut its dividend in 2014
Key Data
- Dividend Yield
- 2.16%
- Payout Ratio
- 29%
- Annual Dividend
- $1.08
- 5-Yr Avg Growth
- 11.9%
- Ex-Dividend Date
- Sep 8, 2026
- Years of Growth
- 11
- Frequency
- quarterly
- Beta
- 0.34
- Market Cap
- $858.9M
- P/E Ratio
- 13.9
- 5-Yr Total Return
- 86%
- 52-Week Range
- $38.27 – $53.60
- Dividend Safety
- A · 84/100
- Ever Cut?
- Yes (2014)
Frequently Asked Questions
CCBG Price — Last 12 Months
Daily close
Price Return
1 Year
+29%
3 Years
+75%
5 Years
+86%
52-Week Range
$38.27 – $53.60
Price change over each period (excludes dividends). Past performance doesn't guarantee future results.
What is CCBG worth?
Undervaluedlow confidenceOur blended fair-value estimate for Capital City Bank Group, Inc. is $78.00 per share, versus a market price of $50.09. That implies 56% of upside — a margin of safety of about 36%.
Fair Value
$78.00
Current Price
$50.09
Upside
+56%
Margin of Safety
36%
How we get there
Dividend discount
Discounts the future dividend stream back to today.
Earnings multiple (Graham)
Graham's earnings-multiple formula, anchored to bond yields.
At today's price, the market is pricing in about -10.0% annual free-cash-flow growth. We model 19.9% — below our estimate, leaving room for upside if the business executes.
Assumptions: 7.0% discount rate (CAPM), 19.9% stage-1 growth, 2.5% terminal growth, $3.60 EPS, $1.08 annual dividend. Updated weekly.
Fair-value estimates are model output for educational purposes only — not investment advice or a price target.
CCBG Dividend Safety Score
Very Safe
SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.
Dividend Growth
Total dividends per share by year
Dividend History
| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| Sep 8, 2026 | — | $0.2700 | regular |
| Jun 1, 2026 | — | $0.2700 | regular |
| Mar 9, 2026 | — | $0.2700 | regular |
| Dec 1, 2025 | — | $0.2600 | regular |
| Sep 8, 2025 | — | $0.2600 | regular |
| Jun 9, 2025 | — | $0.2400 | regular |
| Mar 10, 2025 | — | $0.2400 | regular |
| Dec 9, 2024 | — | $0.2300 | regular |
| Sep 9, 2024 | — | $0.2300 | regular |
| Jun 10, 2024 | — | $0.2100 | regular |
| Mar 8, 2024 | — | $0.2100 | regular |
| Dec 1, 2023 | — | $0.2000 | regular |
| Sep 8, 2023 | — | $0.2000 | regular |
| Jun 2, 2023 | — | $0.1800 | regular |
Income Calculator
At $1.08 / yr per share
