Citizens Financial Group (CFG) Total Return Calculator
$10,000 since Sep 2014, with and without reinvesting · data through Oct 2026
$10,000 invested in Citizens Financial Group (CFG) ten years ago, at the end of Oct 2016, was worth $35,371 at the end of Oct 2026 with every dividend reinvested: 13.5% a year, against $41,633 in the S&P 500. Since Sep 2014, $10,000 became $41,408 reinvested (12.5% a year), or $34,011 taking the dividends as cash, $6,765 of it paid out along the way.
CFG became
$41,408
S&P 500: $46,811
Return a year
12.5%
S&P 500: 13.6%
Payouts reinvested
$8,518
bought more shares
Worst drop
-56.1%
S&P 500: -23.9%
$10,000, Sep 2014 to Oct 2026
Payouts reinvested · S&P 500 reinvested
| Year | CFG total return | Paid out | S&P 500 |
|---|---|---|---|
| 2026 (part) | +12.4% | $1,195 | +11.7% |
| 2025 | +38.6% | $1,056 | +17.7% |
| 2024 | +38.0% | $990 | +24.9% |
| 2023 | −11.0% | $907 | +26.2% |
| 2022 | −13.4% | $898 | −18.2% |
| 2021 | +37.0% | $853 | +28.7% |
| 2020 | −6.7% | $771 | +18.3% |
| 2019 | +41.8% | $639 | +31.2% |
| 2018 | −27.4% | $462 | −4.6% |
| 2017 | +19.9% | $291 | +21.7% |
| 2016 | +38.9% | $216 | +12.0% |
| 2015 | +7.0% | $192 | +1.2% |
| 2014 (part) | +6.6% | $48 | +4.9% |
"Paid out" is what your holding received that year. Month-end prices; no costs or taxes.
Key facts: CFG total return
Data as of · Source: SmarterDividends data
- $10,000 invested in Citizens Financial Group (CFG) at the end of Sep 2014, with dividends reinvested, was worth $41,408 at the end of Oct 2026: 12.5% a year, against $46,811 (13.6% a year) in the S&P 500.
- Over the 10 years to Oct 2026, CFG turned $10,000 into $35,371 with dividends reinvested, 13.5% a year.
- Over the 5 years to Oct 2026, CFG returned 10.6% a year with dividends reinvested (S&P 500: 12.0%).
- Taking CFG's dividends as cash instead of reinvesting them, the same $10,000 ended at $34,011, including $6,765 of cash received; reinvesting added $7,397.
- CFG's best calendar year in that time was 2019 (41.8%) and its worst 2018 (-27.4%), with dividends reinvested.
Cite this page
SmarterDividends, "Citizens Financial Group (CFG) Total Return Calculator," updated Nov 5, 2026, https://smarterdividends.com/stocks/CFG/total-return
CFG total return questions
If I invested $10,000 in CFG 10 years ago, how much would I have?
About $35,371 at the end of Oct 2026, with every dividend reinvested: 13.5% a year. Taking them as cash, you'd have shares worth $24,226 or so plus the cash you received. The same $10,000 in the S&P 500 became $41,633.
What is CFG's total return since Sep 2014?
314% in total, or 12.5% a year, through Oct 2026 with dividends reinvested. The share price alone rose 172%.
How much of CFG's return came from dividends?
About 31% of its yearly return since Sep 2014. Reinvesting them, rather than taking cash, left you $7,397 better off on a $10,000 start.
What was CFG's worst year?
2018, at -27.4% with dividends reinvested (S&P 500: -4.6%). Its deepest fall from a peak, on month-end values, was -56.1%.
How is total return calculated here?
From month-end prices: the adjusted price counts every dividend reinvested in the month it was paid; the plain price doesn't. The S&P 500 is SPY with its dividends reinvested. No trading costs or taxes.