Cullen/Frost Bankers (CFR) Total Return Calculator
$10,000 since Dec 2007, with and without reinvesting · data through Oct 2026
$10,000 invested in Cullen/Frost Bankers (CFR) ten years ago, at the end of Oct 2016, was worth $27,649 at the end of Oct 2026 with every dividend reinvested: 10.7% a year, against $41,633 in the S&P 500. Since Dec 2007, $10,000 became $54,990 reinvested (9.5% a year), or $40,642 taking the dividends as cash, $9,532 of it paid out along the way.
CFR became
$54,990
S&P 500: $72,756
Return a year
9.5%
S&P 500: 11.1%
Payouts reinvested
$13,463
bought more shares
Worst drop
-48.6%
S&P 500: -48.2%
$10,000, Dec 2007 to Oct 2026
Payouts reinvested · S&P 500 reinvested
| Year | CFR total return | Paid out | S&P 500 |
|---|---|---|---|
| 2026 (part) | +27.1% | $1,043 | +11.7% |
| 2025 | −2.8% | $1,329 | +17.7% |
| 2024 | +27.9% | $1,220 | +24.9% |
| 2023 | −16.1% | $1,118 | +26.2% |
| 2022 | +8.6% | $1,000 | −18.2% |
| 2021 | +48.2% | $864 | +28.7% |
| 2020 | −7.6% | $791 | +18.3% |
| 2019 | +14.6% | $784 | +31.2% |
| 2018 | −4.8% | $704 | −4.6% |
| 2017 | +9.9% | $601 | +21.7% |
| 2016 | +52.0% | $558 | +12.0% |
| 2015 | −12.4% | $532 | +1.2% |
| 2014 | −2.6% | $494 | +13.5% |
| 2013 | +41.3% | $473 | +32.3% |
| 2012 | +6.1% | $446 | +16.0% |
| 2011 | −10.4% | $424 | +1.9% |
| 2010 | +26.3% | $386 | +15.1% |
| 2009 | +2.3% | $361 | +26.4% |
| 2008 | +3.1% | $336 | −36.8% |
"Paid out" is what your holding received that year. Month-end prices; no costs or taxes.
Key facts: CFR total return
Data as of · Source: SmarterDividends data
- $10,000 invested in Cullen/Frost Bankers (CFR) at the end of Dec 2007, with dividends reinvested, was worth $54,990 at the end of Oct 2026: 9.5% a year, against $72,756 (11.1% a year) in the S&P 500.
- Over the 10 years to Oct 2026, CFR turned $10,000 into $27,649 with dividends reinvested, 10.7% a year.
- Over the 5 years to Oct 2026, CFR returned 7.1% a year with dividends reinvested (S&P 500: 12.0%).
- Taking CFR's dividends as cash instead of reinvesting them, the same $10,000 ended at $40,642, including $9,532 of cash received; reinvesting added $14,348.
- CFR's best calendar year in that time was 2016 (52.0%) and its worst 2023 (-16.1%), with dividends reinvested.
Cite this page
SmarterDividends, "Cullen/Frost Bankers (CFR) Total Return Calculator," updated Nov 5, 2026, https://smarterdividends.com/stocks/CFR/total-return
CFR total return questions
If I invested $10,000 in CFR 10 years ago, how much would I have?
About $27,649 at the end of Oct 2026, with every dividend reinvested: 10.7% a year. Taking them as cash, you'd have shares worth $20,740 or so plus the cash you received. The same $10,000 in the S&P 500 became $41,633.
What is CFR's total return since Dec 2007?
450% in total, or 9.5% a year, through Oct 2026 with dividends reinvested. The share price alone rose 211%.
How much of CFR's return came from dividends?
About 34% of its yearly return since Dec 2007. Reinvesting them, rather than taking cash, left you $14,348 better off on a $10,000 start.
What was CFR's worst year?
2023, at -16.1% with dividends reinvested (S&P 500: 26.2%). Its deepest fall from a peak, on month-end values, was -48.6%.
How is total return calculated here?
From month-end prices: the adjusted price counts every dividend reinvested in the month it was paid; the plain price doesn't. The S&P 500 is SPY with its dividends reinvested. No trading costs or taxes.