Capital One Financial (COF-PL) Total Return Calculator
$10,000 since Apr 2021, with and without reinvesting · data through Oct 2026
Since Apr 2021, $10,000 became $8,103 reinvested (-3.8% a year), or $8,278 taking the dividends as cash, $2,410 of it paid out along the way.
COF-PL became
$8,103
S&P 500: $19,488
Return a year
-3.8%
S&P 500: 12.9%
Payouts reinvested
$2,799
bought more shares
Worst drop
-36.8%
S&P 500: -23.9%
$10,000, Apr 2021 to Oct 2026
Payouts reinvested · S&P 500 reinvested
| Year | COF-PL total return | Paid out | S&P 500 |
|---|---|---|---|
| 2026 (part) | −9.3% | $445 | +11.7% |
| 2025 | +5.6% | $564 | +17.7% |
| 2024 | +11.1% | $536 | +24.9% |
| 2023 | +8.4% | $524 | +26.2% |
| 2022 | −33.7% | $468 | −18.2% |
| 2021 (part) | +5.9% | $262 | +15.0% |
"Paid out" is what your holding received that year. Month-end prices; no costs or taxes.
Key facts: COF-PL total return
Data as of · Source: SmarterDividends data
- $10,000 invested in Capital One Financial (COF-PL) at the end of Apr 2021, with dividends reinvested, was worth $8,103 at the end of Oct 2026: -3.8% a year, against $19,488 (12.9% a year) in the S&P 500.
- Over the 5 years to Oct 2026, COF-PL returned -5.0% a year with dividends reinvested (S&P 500: 12.0%).
- Taking COF-PL's dividends as cash instead of reinvesting them, the same $10,000 ended at $8,278, including $2,410 of cash received; reinvesting added $0.
- COF-PL's best calendar year in that time was 2024 (11.1%) and its worst 2022 (-33.7%), with dividends reinvested.
Cite this page
SmarterDividends, "Capital One Financial (COF-PL) Total Return Calculator," updated Nov 14, 2026, https://smarterdividends.com/stocks/COF-PL/total-return
COF-PL total return questions
What is COF-PL's total return since Apr 2021?
-19% in total, or -3.8% a year, through Oct 2026 with dividends reinvested. The share price alone fell 41%.
What was COF-PL's worst year?
2022, at -33.7% with dividends reinvested (S&P 500: -18.2%). Its deepest fall from a peak, on month-end values, was -36.8%.
How is total return calculated here?
From month-end prices: the adjusted price counts every dividend reinvested in the month it was paid; the plain price doesn't. The S&P 500 is SPY with its dividends reinvested. No trading costs or taxes.