BNY Mellon Strategic Municipal Bond Fund (DSM) Total Return Calculator
$10,000 since Dec 2007, with and without reinvesting · data through Oct 2026
$10,000 invested in BNY Mellon Strategic Municipal Bond Fund (DSM) ten years ago, at the end of Oct 2016, was worth $10,820 at the end of Oct 2026 with every dividend reinvested: 0.8% a year, against $41,633 in the S&P 500. Since Dec 2007, $10,000 became $20,827 reinvested (4.0% a year), or $17,504 taking the dividends as cash, $10,428 of it paid out along the way.
DSM became
$20,827
S&P 500: $72,756
Return a year
4.0%
S&P 500: 11.1%
Payouts reinvested
$18,279
bought more shares
Worst drop
-37.6%
S&P 500: -48.2%
$10,000, Dec 2007 to Oct 2026
Payouts reinvested · S&P 500 reinvested
| Year | DSM total return | Paid out | S&P 500 |
|---|---|---|---|
| 2026 (part) | −5.9% | $1,003 | +11.7% |
| 2025 | +10.9% | $886 | +17.7% |
| 2024 | +5.6% | $732 | +24.9% |
| 2023 | +3.1% | $763 | +26.2% |
| 2022 | −26.9% | $1,066 | −18.2% |
| 2021 | +10.8% | $1,030 | +28.7% |
| 2020 | +3.4% | $1,027 | +18.3% |
| 2019 | +20.5% | $1,096 | +31.2% |
| 2018 | −13.6% | $1,074 | −4.6% |
| 2017 | +12.9% | $1,215 | +21.7% |
| 2016 | +5.5% | $1,115 | +12.0% |
| 2015 | +7.8% | $1,035 | +1.2% |
| 2014 | +15.3% | $1,156 | +13.5% |
| 2013 | −15.1% | $1,044 | +32.3% |
| 2012 | +14.7% | $1,006 | +16.0% |
| 2011 | +23.2% | $927 | +1.9% |
| 2010 | +5.4% | $820 | +15.1% |
| 2009 | +48.8% | $714 | +26.4% |
| 2008 | −24.4% | $571 | −36.8% |
"Paid out" is what your holding received that year. Month-end prices; no costs or taxes.
Key facts: DSM total return
Data as of · Source: SmarterDividends data
- $10,000 invested in BNY Mellon Strategic Municipal Bond Fund (DSM) at the end of Dec 2007, with dividends reinvested, was worth $20,827 at the end of Oct 2026: 4.0% a year, against $72,756 (11.1% a year) in the S&P 500.
- Over the 10 years to Oct 2026, DSM turned $10,000 into $10,820 with dividends reinvested, 0.8% a year.
- Over the 5 years to Oct 2026, DSM returned -2.8% a year with dividends reinvested (S&P 500: 12.0%).
- Taking DSM's dividends as cash instead of reinvesting them, the same $10,000 ended at $17,504, including $10,428 of cash received; reinvesting added $3,323.
- DSM's best calendar year in that time was 2009 (48.8%) and its worst 2022 (-26.9%), with dividends reinvested.
Cite this page
SmarterDividends, "BNY Mellon Strategic Municipal Bond Fund (DSM) Total Return Calculator," updated Nov 5, 2026, https://smarterdividends.com/stocks/DSM/total-return
DSM total return questions
If I invested $10,000 in DSM 10 years ago, how much would I have?
About $10,820 at the end of Oct 2026, with every dividend reinvested: 0.8% a year. Taking them as cash, you'd have shares worth $6,619 or so plus the cash you received. The same $10,000 in the S&P 500 became $41,633.
What is DSM's total return since Dec 2007?
108% in total, or 4.0% a year, through Oct 2026 with dividends reinvested. The share price alone fell 29%.
How much of DSM's return came from dividends?
About 100% of its yearly return since Dec 2007. Reinvesting them, rather than taking cash, left you $3,323 better off on a $10,000 start.
What was DSM's worst year?
2022, at -26.9% with dividends reinvested (S&P 500: -18.2%). Its deepest fall from a peak, on month-end values, was -37.6%.
How is total return calculated here?
From month-end prices: the adjusted price counts every dividend reinvested in the month it was paid; the plain price doesn't. The S&P 500 is SPY with its dividends reinvested. No trading costs or taxes.