DTF Tax-Free Income 2028 Term Fund (DTF) Total Return Calculator
$10,000 since Dec 2007, with and without reinvesting · data through Oct 2026
$10,000 invested in DTF Tax-Free Income 2028 Term Fund (DTF) ten years ago, at the end of Oct 2016, was worth $11,162 at the end of Oct 2026 with every dividend reinvested: 1.1% a year, against $41,633 in the S&P 500. Since Dec 2007, $10,000 became $19,082 reinvested (3.5% a year), or $16,697 taking the dividends as cash, $8,556 of it paid out along the way.
DTF became
$19,082
S&P 500: $72,756
Return a year
3.5%
S&P 500: 11.1%
Payouts reinvested
$13,217
bought more shares
Worst drop
-24.3%
S&P 500: -48.2%
$10,000, Dec 2007 to Oct 2026
Payouts reinvested · S&P 500 reinvested
| Year | DTF total return | Paid out | S&P 500 |
|---|---|---|---|
| 2026 (part) | +3.0% | $536 | +11.7% |
| 2025 | +5.3% | $615 | +17.7% |
| 2024 | +8.2% | $614 | +24.9% |
| 2023 | +2.1% | $573 | +26.2% |
| 2022 | −21.2% | $555 | −18.2% |
| 2021 | +0.1% | $855 | +28.7% |
| 2020 | +4.0% | $632 | +18.3% |
| 2019 | +23.5% | $582 | +31.2% |
| 2018 | −7.3% | $825 | −4.6% |
| 2017 | +2.2% | $827 | +21.7% |
| 2016 | +0.6% | $921 | +12.0% |
| 2015 | +4.2% | $938 | +1.2% |
| 2014 | +15.9% | $843 | +13.5% |
| 2013 | −11.9% | $799 | +32.3% |
| 2012 | +10.1% | $773 | +16.0% |
| 2011 | +14.2% | $678 | +1.9% |
| 2010 | +7.6% | $683 | +15.1% |
| 2009 | +28.3% | $535 | +26.4% |
| 2008 | −10.9% | $432 | −36.8% |
"Paid out" is what your holding received that year. Month-end prices; no costs or taxes.
Key facts: DTF total return
Data as of · Source: SmarterDividends data
- $10,000 invested in DTF Tax-Free Income 2028 Term Fund (DTF) at the end of Dec 2007, with dividends reinvested, was worth $19,082 at the end of Oct 2026: 3.5% a year, against $72,756 (11.1% a year) in the S&P 500.
- Over the 10 years to Oct 2026, DTF turned $10,000 into $11,162 with dividends reinvested, 1.1% a year.
- Over the 5 years to Oct 2026, DTF returned -0.8% a year with dividends reinvested (S&P 500: 12.0%).
- Taking DTF's dividends as cash instead of reinvesting them, the same $10,000 ended at $16,697, including $8,556 of cash received; reinvesting added $2,385.
- DTF's best calendar year in that time was 2009 (28.3%) and its worst 2022 (-21.2%), with dividends reinvested.
Cite this page
SmarterDividends, "DTF Tax-Free Income 2028 Term Fund (DTF) Total Return Calculator," updated Nov 5, 2026, https://smarterdividends.com/stocks/DTF/total-return
DTF total return questions
If I invested $10,000 in DTF 10 years ago, how much would I have?
About $11,162 at the end of Oct 2026, with every dividend reinvested: 1.1% a year. Taking them as cash, you'd have shares worth $7,580 or so plus the cash you received. The same $10,000 in the S&P 500 became $41,633.
What is DTF's total return since Dec 2007?
91% in total, or 3.5% a year, through Oct 2026 with dividends reinvested. The share price alone fell 19%.
How much of DTF's return came from dividends?
About 100% of its yearly return since Dec 2007. Reinvesting them, rather than taking cash, left you $2,385 better off on a $10,000 start.
What was DTF's worst year?
2022, at -21.2% with dividends reinvested (S&P 500: -18.2%). Its deepest fall from a peak, on month-end values, was -24.3%.
How is total return calculated here?
From month-end prices: the adjusted price counts every dividend reinvested in the month it was paid; the plain price doesn't. The S&P 500 is SPY with its dividends reinvested. No trading costs or taxes.