Ellington Credit (EARN) Dividend Calculator
Ellington Credit Company · how much EARN pays you, by shares or dollars · updated
100 shares of Ellington Credit (EARN) pay $96.00 a year in dividends, about $8.00 each month, at the current monthly dividend of $0.08 per share (as of Nov 5, 2026). At the $3.18 share price that is a 30.19% yield, so $10,000 buys about 3,144.7 shares and pays about $3,019 a year.
Per share, a year
$0.96
100 shares, a year
$96.00
$10,000 invested, a year
$3,018.87
Shares for $1,000 a month
12,500
EARN Ellington Credit Company
$3.18 · $0.96/yr dividend · 27.99% yield · monthly
Annual income
$96.00
Monthly (average)
$8.00
Per payment (monthly)
$8.00
Dividend yield
30.19%
Yield on cost
—
Enter your cost
Position value
$318
Your payments over the next 12 months
Based on EARN's actual pay dates over the past year
Income over 10 years if the dividend keeps growing 0% a year
Same shares, no reinvestment. Year 10: $96 · 10-year total: $960. Add reinvestment in the DRIP calculator →
How many EARN shares for a monthly income
Shares and money needed to earn each monthly amount from Ellington Credit dividends alone, at today's rate and price, before tax. Spreading it across several stocks lowers the risk that one cut hits your whole income.
| Monthly income | Shares needed | Cost today |
|---|---|---|
| $100 a month | 1,250 | $3,975 |
| $250 a month | 3,125 | $9,938 |
| $500 a month | 6,250 | $19,875 |
| $1,000 a month | 12,500 | $39,750 |
| $2,000 a month | 25,000 | $79,500 |
| $5,000 a month | 62,500 | $198,750 |
What 100 shares of EARN paid each year
Holding 100 shares, you would have received $165.00 in 2016 and $96.00 in 2025, down 42%, without buying another share.
How the EARN dividend is calculated
Yearly income = shares × $0.96
Each payment = shares × $0.08
Shares for a monthly income = (monthly goal × 12) ÷ $0.96
The rate is Ellington Credit's current dividend as of Nov 5, 2026. A board can raise, cut or skip a dividend, so check the EARN dividend safety grade before counting on it.
Key facts: Ellington Credit (EARN) dividend income
Data as of · Source: SmarterDividends data
- As of Nov 5, 2026, 100 shares of Ellington Credit (EARN) pay $96.00 a year in dividends before tax, about $8.00 each month, at $0.96 per share a year.
- At its Nov 5, 2026 share price of $3.18, EARN yields 30.19%: $10,000 buys about 3,144.7 shares, which pay about $3,018.87 a year.
- Earning $1,000 a month ($12,000 a year) from EARN dividends alone takes about 12,500 shares, roughly $39,750 at today's price, before tax.
- 100 shares of EARN paid $165.00 in dividends in 2016 and $96.00 in 2025, down 42%.
Cite this page
SmarterDividends, "Ellington Credit (EARN) Dividend Calculator," updated Nov 5, 2026, https://smarterdividends.com/stocks/EARN/dividend-calculator
Frequently asked questions
How much dividend does 100 shares of EARN pay?
As of Nov 5, 2026, 100 shares of Ellington Credit (EARN) pay $96.00 a year in dividends before tax, about $8.00 each month, at $0.96 per share a year.
How much dividend does 1,000 shares of EARN pay?
About $960 a year before tax, or $80.00 each month, at Ellington Credit's current rate of $0.96 per share a year. Buying 1,000 shares costs about $3,180 at the Nov 5, 2026 price.
How many shares of EARN do I need to make $1,000 a month?
About 12,500 shares. $1,000 a month is $12,000 a year; divided by $0.96 a share, that's 12,500 shares, or about $39,750 at today's $3.18 price. Taxes in a regular brokerage account raise the number.
How much do I need to invest in EARN to make $100 a month?
About $3,975. $100 a month is $1,200 a year, and at a 30.19% yield that takes $3,975, or about 1,250 shares.
How often does Ellington Credit pay dividends?
Ellington Credit (EARN) pays every month, so you get 12 payments a year of about $0.08 per share each.
How is the EARN dividend calculated?
Multiply your shares by the dividend per share. Ellington Credit pays about $0.96 per share a year, so each share earns $0.96 a year and $0.08 each month. Shares bought on or after the ex-dividend date don't get the next payment.
Are EARN dividends taxed?
In a U.S. taxable account, yes. Regular dividends from most U.S. companies are qualified, taxed at 0%, 15% or 20%, if you held the shares more than 60 days around the ex-dividend date. Foreign companies may also withhold tax at source. Inside an IRA, Roth IRA or 401(k), dividends aren't taxed when paid.
Figures use SmarterDividends data as of Nov 5, 2026, before tax, and assume the current dividend rate holds. For information only, not investment or tax advice. Back to EARN