First Community Bankshares, Inc.
FCBCFinancial Services · Stock · quarterly payer
Forward Yield
2.54%
Annual Dividend
$1.26
Payout Ratio
39%
5-Yr Growth
4.4%
Ex-Date
Aug 7, 2026
Frequency
Quarterly
Summary
As of August 2026, First Community Bankshares, Inc. (FCBC) yields 2.54% ($1.26 per share annually), with a blended fair-value estimate of $23.94 — -51% downside, so it screens as overvalued. Dividend safety grade: A (90/100). 14 years of dividend growth.
Is FCBC a good dividend stock?
YesFirst Community Bankshares, Inc. (FCBC) pays a quarterly dividend yielding 2.54% ($1.26/yr), with 14 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding.
Advantages
- 14 consecutive years of dividend growth
- Comfortable payout ratio (39%)
- 55% total price return over 5 years
- Top-tier dividend safety score
Risks
- Cut its dividend in 2009
Key Data
- Dividend Yield
- 2.54%
- Payout Ratio
- 39%
- Annual Dividend
- $1.26
- 5-Yr Avg Growth
- 4.4%
- Ex-Dividend Date
- Aug 7, 2026
- Years of Growth
- 14
- Frequency
- quarterly
- Beta
- 0.47
- Market Cap
- $933.0M
- P/E Ratio
- 15.7
- 5-Yr Total Return
- 55%
- 52-Week Range
- —
- Dividend Safety
- A · 90/100
- Ever Cut?
- Yes (2009)
Frequently Asked Questions
FCBC Price — Last 12 Months
Daily close
Price Return
1 Year
+41%
3 Years
+67%
5 Years
+55%
52-Week Range
—
Price change over each period (excludes dividends). Past performance doesn't guarantee future results.
What is FCBC worth?
Overvaluedmedium confidenceOur blended fair-value estimate for First Community Bankshares, Inc. is $23.94 per share, versus a market price of $49.19. That implies 51% of downside.
Fair Value
$23.94
Current Price
$49.19
Downside
-51%
Margin of Safety
-105%
How we get there
Dividend discount
Discounts the future dividend stream back to today.
Earnings multiple (Graham)
Graham's earnings-multiple formula, anchored to bond yields.
Assumptions: 7.0% discount rate (CAPM), -5.0% stage-1 growth, 2.5% terminal growth, $3.16 EPS, $1.26 annual dividend. Updated weekly.
Fair-value estimates are model output for educational purposes only — not investment advice or a price target.
FCBC Dividend Safety Score
Very Safe
SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.
Dividend Growth
Total dividends per share by year
Dividend History
| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| Aug 7, 2026 | — | $0.3300 | regular |
| May 15, 2026 | — | $0.3100 | regular |
| Feb 13, 2026 | — | $0.3100 | regular |
| Jan 2, 2026 | — | $1.0000 | regular |
| Nov 14, 2025 | — | $0.3100 | regular |
| Aug 8, 2025 | — | $0.3100 | regular |
| May 9, 2025 | — | $0.3100 | regular |
| Feb 14, 2025 | — | $2.3800 | regular |
| Nov 8, 2024 | — | $0.3100 | regular |
| Aug 9, 2024 | — | $0.3100 | regular |
| May 9, 2024 | — | $0.2900 | regular |
| Feb 8, 2024 | — | $0.2900 | regular |
| Nov 9, 2023 | — | $0.2900 | regular |
| Aug 10, 2023 | — | $0.2900 | regular |
Income Calculator
At $1.26 / yr per share
