First Community Corporation
FCCOFinancial Services · Stock · quarterly payer
Forward Yield
2.02%
Annual Dividend
$0.68
Payout Ratio
24%
5-Yr Growth
5.3%
Ex-Date
Aug 4, 2026
Frequency
Quarterly
Summary
As of September 2026, First Community Corporation (FCCO) yields 2.02% ($0.68 per share annually), with a blended fair-value estimate of $62.19 — +84% upside, so it screens as undervalued. Dividend safety grade: A (82/100). 4 years of dividend growth.
Is FCCO a good dividend stock?
YesFirst Community Corporation (FCCO) pays a quarterly dividend yielding 2.02% ($0.68/yr), with 4 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding.
Advantages
- Comfortable payout ratio (24%)
- Strong 5.3% 5-yr dividend growth
- 68% total price return over 5 years
- Top-tier dividend safety score
Risks
- Cut its dividend in 2010
Key Data
- Dividend Yield
- 2.02%
- Payout Ratio
- 24%
- Annual Dividend
- $0.68
- 5-Yr Avg Growth
- 5.3%
- Ex-Dividend Date
- Aug 4, 2026
- Years of Growth
- 4
- Frequency
- quarterly
- Beta
- 0.34
- Market Cap
- $317.1M
- P/E Ratio
- 12.6
- 5-Yr Total Return
- 68%
- 52-Week Range
- $25.92 – $35.74
- Dividend Safety
- A · 82/100
- Ever Cut?
- Yes (2010)
Frequently Asked Questions
FCCO Price — Last 12 Months
Daily close
Price Return
1 Year
+26%
3 Years
+91%
5 Years
+68%
52-Week Range
$25.92 – $35.74
Price change over each period (excludes dividends). Past performance doesn't guarantee future results.
What is FCCO worth?
Undervaluedlow confidenceOur blended fair-value estimate for First Community Corporation is $62.19 per share, versus a market price of $33.73. That implies 84% of upside — a margin of safety of about 46%.
Fair Value
$62.19
Current Price
$33.73
Upside
+84%
Margin of Safety
46%
How we get there
Discounted cash flow
Discounts projected free cash flow back to today.
Dividend discount
Discounts the future dividend stream back to today.
Earnings multiple (Graham)
Graham's earnings-multiple formula, anchored to bond yields.
At today's price, the market is pricing in about 0.6% annual free-cash-flow growth. We model 20.0% — below our estimate, leaving room for upside if the business executes.
Assumptions: 7.0% discount rate (CAPM), 20.0% stage-1 growth, 2.5% terminal growth, $2.68 EPS, $0.68 annual dividend. Updated weekly.
Fair-value estimates are model output for educational purposes only — not investment advice or a price target.
FCCO Dividend Safety Score
Very Safe
SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.
Dividend Growth
Total dividends per share by year
Dividend History
| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| Aug 4, 2026 | — | $0.1700 | regular |
| May 5, 2026 | — | $0.1600 | regular |
| Feb 10, 2026 | — | $0.1600 | regular |
| Nov 4, 2025 | — | $0.1600 | regular |
| Aug 5, 2025 | — | $0.1600 | regular |
| May 6, 2025 | — | $0.1500 | regular |
| Feb 4, 2025 | — | $0.1500 | regular |
| Oct 29, 2024 | — | $0.1500 | regular |
| Jul 30, 2024 | — | $0.1500 | regular |
| Apr 29, 2024 | — | $0.1400 | regular |
| Feb 5, 2024 | — | $0.1400 | regular |
| Oct 30, 2023 | — | $0.1400 | regular |
| Jul 31, 2023 | — | $0.1400 | regular |
| May 1, 2023 | — | $0.1400 | regular |
Income Calculator
At $0.68 / yr per share
