SmarterDividends
FCF

First Commonwealth Financial Corporation

FCF

Financial Services · Banks - Regional · Stock · quarterly payer

$20.34

Undervalued · +38% Add to Portfolio

Forward Yield

2.75%

Annual Dividend

$0.56

Payout Ratio

33%

5-Yr Growth

4.0%

Ex-Date

Aug 7, 2026

Frequency

Quarterly

Key facts about FCF's dividend

Data as of · Source: SmarterDividends data

  • As of Oct 18, 2026, First Commonwealth Financial Corporation (FCF) has a forward dividend yield of 2.75%, based on an annual dividend of $0.56 per share and a share price of $20.34.
  • As of Oct 18, 2026, FCF's dividend safety grade from SmarterDividends is A (90 out of 100), which rates the dividend as very safe.
  • By SmarterDividends' count, First Commonwealth Financial Corporation (FCF) has raised its dividend for 9 consecutive years as of Oct 18, 2026.
  • FCF last cut its regular dividend in 2010.
  • FCF's most recent ex-dividend date was Aug 7, 2026, for a dividend of $0.14 per share.
  • As of Oct 18, 2026, FCF pays out 33% of its trailing 12-month earnings as dividends (its payout ratio).
  • FCF's dividend has grown at an average rate of 4.0% a year over the past five years.
  • As of Oct 18, 2026, FCF's 2.75% yield is 18% below its five-year average yield of 3.36%.
  • As of Oct 18, 2026, SmarterDividends' blended fair-value estimate for FCF is $28.03 per share, 38% above the $20.34 share price, so FCF screens as undervalued.
  • First Commonwealth Financial Corporation (FCF) pays its dividend quarterly, 4 times a year.
  • First Commonwealth Financial Corporation (FCF) has raised its regular dividend 30 times and cut it 3 times across the 137 payments on record since 1992. Its most recent change was a 3.7% increase to $0.140 per share, going ex-dividend on May 8, 2026. The last cut went ex-dividend on Apr 28, 2010.
Cite this page

SmarterDividends, "FCF Dividend: Yield, Safety Grade & Next Ex-Date," updated Oct 18, 2026, https://smarterdividends.com/stocks/FCF

Summary

As of Oct 18, 2026, First Commonwealth Financial Corporation (FCF) yields 2.75% ($0.56 a year per share), has a dividend safety grade of A (90/100) and has 9 consecutive years of dividend increases on record.

Is FCF a good dividend stock?

Yes

First Commonwealth Financial Corporation (FCF) pays a quarterly dividend yielding 2.75% ($0.56/yr), with 9 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding.

Advantages

  • Comfortable payout ratio (33%)
  • Top-tier dividend safety score

Risks

  • Cut its dividend in 2010

Key Data

Dividend Yield
2.75%
Payout Ratio
33%
Annual Dividend
$0.56
5-Yr Avg Growth
4.0%
Ex-Dividend Date
Aug 7, 2026
Years of Growth
9
Frequency
quarterly
Beta
0.75
Market Cap
$2.1B
P/E Ratio
12.5
5-Yr Total Return
35%
52-Week Range
$15.00 – $22.34
Dividend Safety
A · 90/100
Ever Cut?
Yes (2010)

FCF dividend raises and cuts

First Commonwealth Financial Corporation (FCF) has raised its regular dividend 30 times and cut it 3 times across the 137 payments on record since 1992. Its most recent change was a 3.7% increase to $0.140 per share, going ex-dividend on May 8, 2026. The last cut went ex-dividend on Apr 28, 2010.

Ex-dateChangeOld → newMove
May 8, 2026Raise$0.135 → $0.140+3.7%
May 9, 2025Raise$0.130 → $0.135+3.8%
May 2, 2024Raise$0.125 → $0.130+4.0%
May 4, 2023Raise$0.120 → $0.125+4.2%
May 5, 2022Raise$0.115 → $0.120+4.3%
May 6, 2021Raise$0.110 → $0.115+4.5%
Feb 6, 2020Raise$0.100 → $0.110+10.0%
Feb 7, 2019Raise$0.0900 → $0.100+11.1%
May 3, 2018Raise$0.0800 → $0.0900+12.5%
Feb 2, 2017Raise$0.0700 → $0.0800+14.3%
Feb 6, 2014Raise$0.0600 → $0.0700+16.7%
May 1, 2013Raise$0.0500 → $0.0600+20.0%
Show all 33 changes since 1992
Ex-dateChangeOld → newMove
May 2, 2012Raise$0.0300 → $0.0500+66.7%
Jan 27, 2011Raise$0.0100 → $0.0300+200.0%
Apr 28, 2010Cut$0.0300 → $0.0100−66.7%
Aug 4, 2009Cut$0.120 → $0.0300−75.0%
Mar 27, 2009Cut$0.170 → $0.120−29.4%
Dec 28, 2005Raise$0.165 → $0.170+3.0%
Dec 29, 2004Raise$0.160 → $0.165+3.1%
Dec 29, 2003Raise$0.155 → $0.160+3.2%
Dec 27, 2002Raise$0.150 → $0.155+3.3%
Dec 27, 2001Raise$0.145 → $0.150+3.4%
Dec 27, 2000Raise$0.140 → $0.145+3.6%
Dec 28, 1999Raise$0.130 → $0.140+7.7%
Jun 28, 1999Raise$0.115 → $0.130+13.0%
Dec 28, 1998Raise$0.110 → $0.115+4.5%
Dec 29, 1997Raise$0.100 → $0.110+10.0%
Dec 27, 1996Raise$0.0900 → $0.100+11.1%
Dec 27, 1995Raise$0.0800 → $0.0900+12.5%
Dec 23, 1994Raise$0.0700 → $0.0800+14.3%
Mar 25, 1994Raise$0.0675 → $0.0700+3.7%
Dec 28, 1993Raise$0.0625 → $0.0675+8.0%
Dec 24, 1992Raise$0.0525 → $0.0625+19.0%
Every FCF payment →Download every raise and cut (CSV)
FCF ex-dividend date & scheduleNext ex-date Aug 7, 2026 · full ex-dividend historyView →FCF dividend historyEvery payment, totals by year, raises and cutsView →

Frequently Asked Questions

Is FCF a good dividend stock?

Yes. First Commonwealth Financial Corporation (FCF) pays a quarterly dividend yielding 2.75% ($0.56/yr), with 9 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding.

Is FCF undervalued?

Based on a blend of discounted cash flow, a dividend-discount model and an earnings-multiple estimate, FCF's fair value is about $28.03 versus a $20.34 share price — so it looks undervalued (+38% vs. fair value).

Is FCF's dividend safe?

FCF has a dividend-safety grade of A (90/100), based on its payout coverage, free-cash-flow, 9-year growth streak, a dividend cut in 2010, debt and yield-versus-history.

What is FCF's fair value?

Our blended fair-value estimate for FCF is about $28.03 per share, roughly 38% above the current $20.34 price — combining a discounted cash flow, a dividend-discount model and an earnings multiple.

Is FCF a buy, hold, or sell?

We don't issue formal ratings, but on the data FCF screens as "yes" and undervalued. First Commonwealth Financial Corporation (FCF) pays a quarterly dividend yielding 2.75% ($0.56/yr), with 9 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding. This is research for your own analysis, not investment advice.

Will FCF cut its dividend?

FCF earns a dividend-safety grade of A (90/100), and has cut its dividend before (last in 2010). A higher score means lower cut risk based on payout coverage, cash flow and history — but no score guarantees a dividend.

Does FCF pay a dividend?

Yes. First Commonwealth Financial Corporation pays a quarterly dividend of about $0.56 per share annually, a forward yield of roughly 2.75%.

What is FCF's dividend yield?

As of Oct 18, 2026, FCF's forward dividend yield is 2.75%, based on a $0.56 annual dividend and a $20.34 share price.

What is FCF's dividend per share?

As of Oct 18, 2026, FCF pays $0.56 per share per year, distributed on a quarterly basis.

What is FCF's dividend payout ratio?

As of Oct 18, 2026, FCF's payout ratio is 33% of trailing 12-month earnings — a comfortable level that leaves room to keep raising the dividend.

How many years has FCF grown its dividend?

As of Oct 18, 2026, FCF has increased its dividend for 9 consecutive years.

When is the next FCF ex-dividend date?

As of Oct 18, 2026, FCF's next ex-dividend date hasn't been announced. The most recent was Aug 7, 2026, for $0.14 per share.

Income Calculator

At $0.56 / yr per share

Per payment (quarterly)$14.00
Annual$56.00
Monthly avg$4.67

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