FCF vs MA: Which Is the Better Dividend Stock?
As of Oct 18, 2026, MA (Mastercard Incorporated) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. FCF offers the higher yield at 2.75%, FCF has the higher dividend-safety score, and FCF looks like the better value (its fair-value estimate is 38% above its share price).
Key facts: FCF vs MA
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, First Commonwealth Financial Corporation (FCF) has the higher forward dividend yield at 2.75%, versus 0.56% for Mastercard Incorporated (MA).
- As of Oct 18, 2026, SmarterDividends grades FCF's dividend safety A (90/100) and MA's A (89/100).
- By SmarterDividends' count as of Oct 18, 2026, FCF has raised its dividend for 9 consecutive years and MA for 14.
- As of Oct 18, 2026, FCF pays out 33% of its earnings as dividends and MA pays out 18%.
- As of Oct 18, 2026, FCF's fair-value estimate is 38% above its share price and MA's fair-value estimate is 23% below its share price, so FCF looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "FCF vs MA: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/fcf-vs-ma
| Metric | FCF | MA |
|---|---|---|
| Forward yield | 2.75% | 0.56% |
| Annual dividend | $0.56 | $3.48 |
| Payout ratio | 33% | 18% |
| Years of growth | 9 yr | 14 yr |
| 5-yr dividend growth | 4.0% | 13.7% |
| 5-yr total return | 35% | 96% |
| Dividend safety score | 90 (A) | 89 (A) |
| Fair value estimate | $28.03 | $474.95 |
| Upside to fair value | +38% | -23% |
| Frequency | quarterly | quarterly |
| Market cap | $2.1B | $540.9B |
| P/E ratio | 12.5 | 34.0 |
Higher yield
FCF
2.75%
Safer dividend
FCF
Grade A
Faster growth
MA
13.7%
Better value
FCF
+38% upside
FCF vs MA — FAQ
Is FCF or MA a better dividend stock?
On the data, MA wins more head-to-head categories (5 vs 3). FCF offers the higher yield (2.75%), while FCF has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, FCF or MA?
FCF has the higher forward dividend yield at 2.75%, versus 0.56% for MA.
Is FCF or MA safer?
FCF has the higher dividend-safety score (90/100 vs 89/100), reflecting stronger payout coverage and dividend-growth history.
Is FCF or MA better value right now?
As of Oct 18, 2026, FCF looks like the better value: its fair-value estimate is 38% above its share price (undervalued). For MA, its fair-value estimate is 23% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.