First Citizens BancShares (FCNCA) Total Return Calculator
$10,000 since Dec 2007, with and without reinvesting · data through Oct 2026
$10,000 invested in First Citizens BancShares (FCNCA) ten years ago, at the end of Oct 2016, was worth $83,685 at the end of Oct 2026 with every dividend reinvested: 23.7% a year, against $41,633 in the S&P 500. Since Dec 2007, $10,000 became $176,678 reinvested (16.5% a year), or $164,464 taking the dividends as cash, $3,158 of it paid out along the way.
FCNCA became
$176,678
S&P 500: $72,756
Return a year
16.5%
S&P 500: 11.1%
Payouts reinvested
$3,382
bought more shares
Worst drop
-40.1%
S&P 500: -48.2%
$10,000, Dec 2007 to Oct 2026
Payouts reinvested · S&P 500 reinvested
| Year | FCNCA total return | Paid out | S&P 500 |
|---|---|---|---|
| 2026 (part) | +10.0% | $463 | +11.7% |
| 2025 | +2.0% | $594 | +17.7% |
| 2024 | +49.5% | $511 | +24.9% |
| 2023 | +87.7% | $290 | +26.2% |
| 2022 | −8.4% | $165 | −18.2% |
| 2021 | +44.8% | $140 | +28.7% |
| 2020 | +8.3% | $120 | +18.3% |
| 2019 | +41.6% | $118 | +31.2% |
| 2018 | −6.1% | $102 | −4.6% |
| 2017 | +13.9% | $94 | +21.7% |
| 2016 | +38.1% | $90 | +12.0% |
| 2015 | +2.6% | $89 | +1.2% |
| 2014 | +14.1% | $85 | +13.5% |
| 2013 | +37.0% | $86 | +32.3% |
| 2012 | −5.9% | $88 | +16.0% |
| 2011 | −6.8% | $86 | +1.9% |
| 2010 | +16.0% | $84 | +15.1% |
| 2009 | +8.3% | $93 | +26.4% |
| 2008 | +5.6% | $80 | −36.8% |
"Paid out" is what your holding received that year. Month-end prices; no costs or taxes.
Key facts: FCNCA total return
Data as of · Source: SmarterDividends data
- $10,000 invested in First Citizens BancShares (FCNCA) at the end of Dec 2007, with dividends reinvested, was worth $176,678 at the end of Oct 2026: 16.5% a year, against $72,756 (11.1% a year) in the S&P 500.
- Over the 10 years to Oct 2026, FCNCA turned $10,000 into $83,685 with dividends reinvested, 23.7% a year.
- Over the 5 years to Oct 2026, FCNCA returned 24.1% a year with dividends reinvested (S&P 500: 12.0%).
- Taking FCNCA's dividends as cash instead of reinvesting them, the same $10,000 ended at $164,464, including $3,158 of cash received; reinvesting added $12,214.
- FCNCA's best calendar year in that time was 2023 (87.7%) and its worst 2022 (-8.4%), with dividends reinvested.
Cite this page
SmarterDividends, "First Citizens BancShares (FCNCA) Total Return Calculator," updated Nov 5, 2026, https://smarterdividends.com/stocks/FCNCA/total-return
FCNCA total return questions
If I invested $10,000 in FCNCA 10 years ago, how much would I have?
About $83,685 at the end of Oct 2026, with every dividend reinvested: 23.7% a year. Taking them as cash, you'd have shares worth $80,847 or so plus the cash you received. The same $10,000 in the S&P 500 became $41,633.
What is FCNCA's total return since Dec 2007?
1667% in total, or 16.5% a year, through Oct 2026 with dividends reinvested. The share price alone rose 1513%.
How much of FCNCA's return came from dividends?
About 3% of its yearly return since Dec 2007. Reinvesting them, rather than taking cash, left you $12,214 better off on a $10,000 start.
What was FCNCA's worst year?
2022, at -8.4% with dividends reinvested (S&P 500: -18.2%). Its deepest fall from a peak, on month-end values, was -40.1%.
How is total return calculated here?
From month-end prices: the adjusted price counts every dividend reinvested in the month it was paid; the plain price doesn't. The S&P 500 is SPY with its dividends reinvested. No trading costs or taxes.