First Citizens BancShares (FCNCB) Total Return Calculator
$10,000 since Dec 2007, with and without reinvesting · data through Oct 2026
$10,000 invested in First Citizens BancShares (FCNCB) ten years ago, at the end of Oct 2016, was worth $75,970 at the end of Oct 2026 with every dividend reinvested: 22.5% a year, against $41,633 in the S&P 500. Since Dec 2007, $10,000 became $99,260 reinvested (13.0% a year), or $92,451 taking the dividends as cash, $2,255 of it paid out along the way.
FCNCB became
$99,260
S&P 500: $72,756
Return a year
13.0%
S&P 500: 11.1%
Payouts reinvested
$2,419
bought more shares
Worst drop
-45.6%
S&P 500: -48.2%
$10,000, Dec 2007 to Oct 2026
Payouts reinvested · S&P 500 reinvested
| Year | FCNCB total return | Paid out | S&P 500 |
|---|---|---|---|
| 2026 (part) | +4.9% | $335 | +11.7% |
| 2025 | +0.5% | $423 | +17.7% |
| 2024 | +37.5% | $369 | +24.9% |
| 2023 | +91.9% | $210 | +26.2% |
| 2022 | −8.4% | $117 | −18.2% |
| 2021 | +41.9% | $101 | +28.7% |
| 2020 | +20.1% | $87 | +18.3% |
| 2019 | +32.4% | $84 | +31.2% |
| 2018 | −6.2% | $72 | −4.6% |
| 2017 | +18.1% | $67 | +21.7% |
| 2016 | +24.4% | $63 | +12.0% |
| 2015 | +3.4% | $63 | +1.2% |
| 2014 | +16.0% | $61 | +13.5% |
| 2013 | +29.2% | $62 | +32.3% |
| 2012 | −8.2% | $62 | +16.0% |
| 2011 | −10.7% | $63 | +1.9% |
| 2010 | +19.9% | $59 | +15.1% |
| 2009 | +10.3% | $66 | +26.4% |
| 2008 | −25.5% | $55 | −36.8% |
"Paid out" is what your holding received that year. Month-end prices; no costs or taxes.
Key facts: FCNCB total return
Data as of · Source: SmarterDividends data
- $10,000 invested in First Citizens BancShares (FCNCB) at the end of Dec 2007, with dividends reinvested, was worth $99,260 at the end of Oct 2026: 13.0% a year, against $72,756 (11.1% a year) in the S&P 500.
- Over the 10 years to Oct 2026, FCNCB turned $10,000 into $75,970 with dividends reinvested, 22.5% a year.
- Over the 5 years to Oct 2026, FCNCB returned 20.6% a year with dividends reinvested (S&P 500: 12.0%).
- Taking FCNCB's dividends as cash instead of reinvesting them, the same $10,000 ended at $92,451, including $2,255 of cash received; reinvesting added $6,809.
- FCNCB's best calendar year in that time was 2023 (91.9%) and its worst 2008 (-25.5%), with dividends reinvested.
Cite this page
SmarterDividends, "First Citizens BancShares (FCNCB) Total Return Calculator," updated Nov 5, 2026, https://smarterdividends.com/stocks/FCNCB/total-return
FCNCB total return questions
If I invested $10,000 in FCNCB 10 years ago, how much would I have?
About $75,970 at the end of Oct 2026, with every dividend reinvested: 22.5% a year. Taking them as cash, you'd have shares worth $73,015 or so plus the cash you received. The same $10,000 in the S&P 500 became $41,633.
What is FCNCB's total return since Dec 2007?
893% in total, or 13.0% a year, through Oct 2026 with dividends reinvested. The share price alone rose 802%.
How much of FCNCB's return came from dividends?
About 4% of its yearly return since Dec 2007. Reinvesting them, rather than taking cash, left you $6,809 better off on a $10,000 start.
What was FCNCB's worst year?
2008, at -25.5% with dividends reinvested (S&P 500: -36.8%). Its deepest fall from a peak, on month-end values, was -45.6%.
How is total return calculated here?
From month-end prices: the adjusted price counts every dividend reinvested in the month it was paid; the plain price doesn't. The S&P 500 is SPY with its dividends reinvested. No trading costs or taxes.