
First Financial Bancorp.
FFBCFinancial Services · Banks - Regional · Stock · quarterly payer
Forward Yield
3.10%
Annual Dividend
$1.01
Payout Ratio
35%
5-Yr Growth
1.3%
Ex-Date
Dec 1, 2026
Frequency
Quarterly
Key facts about FFBC's dividend
Data as of · Source: SmarterDividends data
- As of Oct 29, 2026, First Financial Bancorp. (FFBC) has a forward dividend yield of 3.10%, based on an annual dividend of $1.01 per share and a share price of $32.67.
- As of Oct 29, 2026, FFBC's dividend safety grade from SmarterDividends is A (84 out of 100), which rates the dividend as very safe.
- By SmarterDividends' count, First Financial Bancorp. (FFBC) has raised its dividend for 2 consecutive years as of Oct 29, 2026.
- FFBC last cut its regular dividend in 2014.
- FFBC's next ex-dividend date is Dec 1, 2026, with payment on Dec 15, 2026. Shares must be owned before that date to receive the dividend.
- As of Oct 29, 2026, FFBC pays out 35% of its trailing 12-month earnings as dividends (its payout ratio).
- FFBC's dividend has grown at an average rate of 1.3% a year over the past five years.
- As of Oct 29, 2026, FFBC's 3.10% yield is 22% below its five-year average yield of 4.00%.
- As of Oct 29, 2026, SmarterDividends' blended fair-value estimate for FFBC is $46.78 per share, 43% above the $32.67 share price, so FFBC screens as undervalued.
- First Financial Bancorp. (FFBC) pays its dividend quarterly, 4 times a year.
- First Financial Bancorp. (FFBC) has raised its regular dividend 30 times and cut it 7 times across the 152 payments on record since 1988. Its most recent change was a 4.0% increase to $0.260 per share, going ex-dividend on Sep 1, 2026. The last cut went ex-dividend on Nov 26, 2013.
Cite this page
SmarterDividends, "FFBC Dividend: Yield, Safety Grade & Next Ex-Date," updated Oct 29, 2026, https://smarterdividends.com/stocks/FFBC
Summary
As of Oct 29, 2026, First Financial Bancorp. (FFBC) yields 3.10% ($1.01 a year per share), has a dividend safety grade of A (84/100) and has 2 consecutive years of dividend increases on record.
Is FFBC a good dividend stock?
YesFirst Financial Bancorp. (FFBC) pays a quarterly dividend yielding 3.10% ($1.01/yr), with 2 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding.
Advantages
- Comfortable payout ratio (35%)
- 42% total price return over 5 years
- Top-tier dividend safety score
Risks
- Cut its dividend in 2014
Key Data
- Dividend Yield
- 3.10%
- Payout Ratio
- 35%
- Annual Dividend
- $1.01
- 5-Yr Avg Growth
- 1.3%
- Ex-Dividend Date
- Dec 1, 2026
- Years of Growth
- 2
- Frequency
- quarterly
- Beta
- 0.95
- Market Cap
- $3.4B
- P/E Ratio
- 11.5
- 5-Yr Total Return
- 42%
- 52-Week Range
- $23.06 – $36.25
- Dividend Safety
- A · 84/100
- Ever Cut?
- Yes (2014)
FFBC dividend raises and cuts
First Financial Bancorp. (FFBC) has raised its regular dividend 30 times and cut it 7 times across the 152 payments on record since 1988. Its most recent change was a 4.0% increase to $0.260 per share, going ex-dividend on Sep 1, 2026. The last cut went ex-dividend on Nov 26, 2013.
| Ex-date | Change | Old → new | Move |
|---|---|---|---|
| Sep 1, 2026 | Raise | $0.250 → $0.260 | +4.0% |
| Sep 2, 2025 | Raise | $0.240 → $0.250 | +4.2% |
| Aug 30, 2024 | Raise | $0.230 → $0.240 | +4.3% |
| Aug 29, 2019 | Raise | $0.220 → $0.230 | +4.5% |
| Feb 28, 2019 | Raise | $0.200 → $0.220 | +10.0% |
| Aug 30, 2018 | Raise | $0.190 → $0.200 | +5.3% |
| Feb 28, 2018 | Raise | $0.170 → $0.190 | +11.8% |
| Feb 28, 2017 | Raise | $0.160 → $0.170 | +6.3% |
| Nov 25, 2014 | Raise | $0.150 → $0.160 | +6.7% |
| Nov 26, 2013 | Cut | $0.270 → $0.150 | −44.4% |
| Aug 28, 2013 | Raise | $0.240 → $0.270 | +12.5% |
| May 29, 2013 | Cut | $0.280 → $0.240 | −14.3% |
Show all 37 changes since 1989
| Ex-date | Change | Old → new | Move |
|---|---|---|---|
| Nov 28, 2012 | Cut | $0.300 → $0.280 | −6.7% |
| Aug 29, 2012 | Raise | $0.290 → $0.300 | +3.4% |
| May 30, 2012 | Raise | $0.270 → $0.290 | +7.4% |
| Aug 31, 2011 | Raise | $0.120 → $0.270 | +125.0% |
| Mar 2, 2011 | Raise | $0.100 → $0.120 | +20.0% |
| Mar 4, 2009 | Cut | $0.170 → $0.100 | −41.2% |
| Dec 5, 2007 | Raise | $0.160 → $0.170 | +6.3% |
| Mar 2, 2005 | Raise | $0.150 → $0.160 | +6.7% |
| Mar 7, 2001 | Raise | $0.143 → $0.150 | +5.0% |
| Dec 1, 1999 | Raise | $0.130 → $0.143 | +10.0% |
| Dec 2, 1998 | Raise | $0.118 → $0.130 | +10.0% |
| Dec 3, 1997 | Raise | $0.107 → $0.118 | +10.0% |
| Dec 4, 1996 | Raise | $0.0973 → $0.107 | +10.3% |
| Dec 6, 1995 | Raise | $0.0846 → $0.0976 | +15.4% |
| Sep 6, 1995 | Raise | $0.0781 → $0.0846 | +8.3% |
| Apr 24, 1995 | Raise | $0.0677 → $0.0781 | +15.4% |
| Dec 5, 1994 | Cut | $0.0703 → $0.0677 | −3.7% |
| Feb 23, 1994 | Raise | $0.0644 → $0.0703 | +9.1% |
| Mar 1, 1993 | Raise | $0.0585 → $0.0644 | +10.0% |
| Dec 3, 1992 | Cut | $0.0644 → $0.0585 | −9.1% |
| Jun 4, 1992 | Raise | $0.0585 → $0.0644 | +10.0% |
| Dec 3, 1991 | Cut | $0.0644 → $0.0585 | −9.1% |
| Mar 4, 1991 | Raise | $0.0585 → $0.0644 | +10.0% |
| Aug 31, 1990 | Raise | $0.0195 → $0.0585 | +200.0% |
| Dec 4, 1989 | Raise | $0.0117 → $0.0195 | +66.7% |
Frequently Asked Questions
Is FFBC a good dividend stock?
Yes. First Financial Bancorp. (FFBC) pays a quarterly dividend yielding 3.10% ($1.01/yr), with 2 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding.
Is FFBC undervalued?
Based on a blend of discounted cash flow, a dividend-discount model and an earnings-multiple estimate, FFBC's fair value is about $46.78 versus a $32.67 share price — so it looks undervalued (+43% vs. fair value).
Is FFBC's dividend safe?
FFBC has a dividend-safety grade of A (84/100), based on its payout coverage, free-cash-flow, 2-year growth streak, a dividend cut in 2014, debt and yield-versus-history.
What is FFBC's fair value?
Our blended fair-value estimate for FFBC is about $46.78 per share, roughly 43% above the current $32.67 price — combining a discounted cash flow, a dividend-discount model and an earnings multiple.
Is FFBC a buy, hold, or sell?
We don't issue formal ratings, but on the data FFBC screens as "yes" and undervalued. First Financial Bancorp. (FFBC) pays a quarterly dividend yielding 3.10% ($1.01/yr), with 2 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding. This is research for your own analysis, not investment advice.
Will FFBC cut its dividend?
FFBC earns a dividend-safety grade of A (84/100), and has cut its dividend before (last in 2014). A higher score means lower cut risk based on payout coverage, cash flow and history — but no score guarantees a dividend.
Does FFBC pay a dividend?
Yes. First Financial Bancorp. pays a quarterly dividend of about $1.01 per share annually, a forward yield of roughly 3.10%.
What is FFBC's dividend yield?
As of Oct 29, 2026, FFBC's forward dividend yield is 3.10%, based on a $1.01 annual dividend and a $32.67 share price.
What is FFBC's dividend per share?
As of Oct 29, 2026, FFBC pays $1.01 per share per year, distributed on a quarterly basis.
What is FFBC's dividend payout ratio?
As of Oct 29, 2026, FFBC's payout ratio is 35% of trailing 12-month earnings — a comfortable level that leaves room to keep raising the dividend.
How many years has FFBC grown its dividend?
As of Oct 29, 2026, FFBC has increased its dividend for 2 consecutive years.
When is the next FFBC ex-dividend date?
As of Oct 29, 2026, the next ex-dividend date on record for FFBC is Dec 1, 2026.
FFBC Price — Last 12 Months
Daily close
Price Return
1 Year
+31%
3 Years
+62%
5 Years
+42%
52-Week Range
$23.06 – $36.25
Price change over each period (excludes dividends). Past performance doesn't guarantee future results.
What is FFBC worth?
Undervaluedlow confidenceOur blended fair-value estimate for First Financial Bancorp. is $46.78 per share, versus a market price of $32.67. That implies 43% of upside — a margin of safety of about 30%.
Fair Value
$46.78
Current Price
$32.67
Upside
+43%
Margin of Safety
30%
How we get there
Dividend discount
Discounts the future dividend stream back to today.
Earnings multiple (Graham)
Graham's earnings-multiple formula, anchored to bond yields.
Assumptions: 9.0% discount rate (CAPM), 12.0% growth for five years fading to 2.5% over the next five, $2.83 EPS, $1.01 annual dividend. Updated weekly.
Fair-value estimates are model output for educational purposes only — not investment advice or a price target.
FFBC Dividend Safety Score
Very Safe
SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.
Dividend Growth
Total dividends per share by year
Dividend History
Full FFBC dividend history →| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| Sep 1, 2026 | Sep 15, 2026 | $0.2600 | regular |
| Jun 1, 2026 | Jun 15, 2026 | $0.2500 | regular |
| Mar 2, 2026 | Mar 16, 2026 | $0.2500 | regular |
| Dec 1, 2025 | Dec 15, 2025 | $0.2500 | regular |
| Sep 2, 2025 | Sep 15, 2025 | $0.2500 | regular |
| Jun 2, 2025 | Jun 16, 2025 | $0.2400 | regular |
| Mar 3, 2025 | Mar 17, 2025 | $0.2400 | regular |
| Dec 2, 2024 | Dec 16, 2024 | $0.2400 | regular |
| Aug 30, 2024 | Sep 16, 2024 | $0.2400 | regular |
| Jun 3, 2024 | Jun 17, 2024 | $0.2300 | regular |
| Feb 29, 2024 | Mar 15, 2024 | $0.2300 | regular |
| Nov 30, 2023 | Dec 15, 2023 | $0.2300 | regular |
| Aug 31, 2023 | Sep 15, 2023 | $0.2300 | regular |
| May 31, 2023 | Jun 15, 2023 | $0.2300 | regular |
Income Calculator
At $1.01 / yr per share
Similar Dividend Stocks
Compare FFBC
Explore more
Lists and tools related to FFBC
- Stocks that pay dividends in December →
- Undervalued dividend stocks →
- Safest dividend stocks →
- Financial Services dividend stocks →
- FFBC dividend calculator →
- FFBC DRIP calculator →
- FFBC: last day to buy for the dividend →
- Embed FFBC dividend data on your site →
- Dividend increases & cuts this week →
- Dividend calendar →
- Dividend calculator →
- Dividend income calculator →
- DRIP calculator →
- Latest dividend cuts →
- Dividend cuts this month (research note) →
- Dividend increases this month (research note) →
- Safety score track record →
- Dividend screener →
- Dividend history lookup →
- Guide: what is a good dividend yield? →
- Guide: how to value a dividend stock →

