FIAT Total Return Calculator
$10,000 since Jul 2024, with and without reinvesting · data through Oct 2026
Since Jul 2024, $10,000 became $6,313 reinvested (-18.5% a year), or $7,480 taking the distributions as cash, $6,599 of it paid out along the way.
FIAT became
$6,313
S&P 500: $14,080
Return a year
-18.5%
S&P 500: 16.4%
Payouts reinvested
$12,758
bought more shares
Worst drop
-65.3%
S&P 500: -7.6%
$10,000, Jul 2024 to Oct 2026
Payouts reinvested · S&P 500 reinvested
| Year | FIAT total return | Paid out | S&P 500 |
|---|---|---|---|
| 2026 (part) | +16.9% | $3,557 | +11.7% |
| 2025 | −24.2% | $5,284 | +17.7% |
| 2024 (part) | −28.8% | $3,917 | +7.1% |
"Paid out" is what your holding received that year. Month-end prices; no costs or taxes.
Key facts: FIAT total return
Data as of · Source: SmarterDividends data
- $10,000 invested in FIAT at the end of Jul 2024, with distributions reinvested, was worth $6,313 at the end of Oct 2026: -18.5% a year, against $14,080 (16.4% a year) in the S&P 500.
- Taking FIAT's distributions as cash instead of reinvesting them, the same $10,000 ended at $7,480, including $6,599 of cash received; reinvesting added $0.
- FIAT's best calendar year in that time was 2025 (-24.2%) and its worst 2025 (-24.2%), with distributions reinvested.
Cite this page
SmarterDividends, "FIAT Total Return Calculator," updated Nov 10, 2026, https://smarterdividends.com/stocks/FIAT/total-return
FIAT total return questions
What is FIAT's total return since Jul 2024?
-37% in total, or -18.5% a year, through Oct 2026 with distributions reinvested. The share price alone fell 91%.
What was FIAT's worst year?
2025, at -24.2% with distributions reinvested (S&P 500: 17.7%). Its deepest fall from a peak, on month-end values, was -65.3%.
How is total return calculated here?
From month-end prices: the adjusted price counts every distribution reinvested in the month it was paid; the plain price doesn't. The S&P 500 is SPY with its dividends reinvested. No trading costs or taxes.