First Keystone Corporation
FKYSFinancial Services · Stock · quarterly payer
Forward Yield
5.96%
Annual Dividend
$1.12
Payout Ratio
89%
5-Yr Growth
0.7%
Ex-Date
Sep 10, 2026
Frequency
Quarterly
Summary
As of September 2026, First Keystone Corporation (FKYS) yields 5.96% ($1.12 per share annually), with a blended fair-value estimate of $15.09 — -20% downside, so it screens as overvalued. Dividend safety grade: A (85/100).
Is FKYS a good dividend stock?
YesFirst Keystone Corporation (FKYS) pays a quarterly dividend yielding 5.96% ($1.12/yr), with 0 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding.
Advantages
- Never cut its dividend on record
- Top-tier dividend safety score
Risks
- Elevated payout ratio (89%)
- Share price is down over the past 5 years
Key Data
- Dividend Yield
- 5.96%
- Payout Ratio
- 89%
- Annual Dividend
- $1.12
- 5-Yr Avg Growth
- 0.7%
- Ex-Dividend Date
- Sep 10, 2026
- Years of Growth
- 0
- Frequency
- quarterly
- Beta
- 0.32
- Market Cap
- $118.9M
- P/E Ratio
- 14.9
- 5-Yr Total Return
- -23%
- 52-Week Range
- $16.00 – $20.00
- Dividend Safety
- A · 85/100
- Ever Cut?
- No
Frequently Asked Questions
FKYS Price — Last 12 Months
Daily close
Price Return
1 Year
+14%
3 Years
+34%
5 Years
-23%
52-Week Range
$16.00 – $20.00
Price change over each period (excludes dividends). Past performance doesn't guarantee future results.
What is FKYS worth?
Overvaluedmedium confidenceOur blended fair-value estimate for First Keystone Corporation is $15.09 per share, versus a market price of $18.80. That implies 20% of downside.
Fair Value
$15.09
Current Price
$18.80
Downside
-20%
Margin of Safety
-25%
How we get there
Discounted cash flow
Discounts projected free cash flow back to today.
Dividend discount
Discounts the future dividend stream back to today.
Earnings multiple (Graham)
Graham's earnings-multiple formula, anchored to bond yields.
At today's price, the market is pricing in about 6.7% annual free-cash-flow growth. We model 0.7% — so the price already assumes faster growth than we think is likely.
Assumptions: 7.0% discount rate (CAPM), 0.7% stage-1 growth, 2.5% terminal growth, $1.26 EPS, $1.12 annual dividend. Updated weekly.
Fair-value estimates are model output for educational purposes only — not investment advice or a price target.
FKYS Dividend Safety Score
Very Safe
SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.
Dividend Growth
Total dividends per share by year
Dividend History
| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| Sep 10, 2026 | — | $0.2800 | regular |
| Jun 11, 2026 | — | $0.2800 | regular |
| Mar 12, 2026 | — | $0.2800 | regular |
| Dec 11, 2025 | — | $0.2800 | regular |
| Sep 11, 2025 | — | $0.2800 | regular |
| Jun 12, 2025 | — | $0.2800 | regular |
| Mar 13, 2025 | — | $0.2800 | regular |
| Dec 12, 2024 | — | $0.2800 | regular |
| Oct 4, 2024 | — | $0.2800 | regular |
| Jun 13, 2024 | — | $0.2800 | regular |
| Mar 13, 2024 | — | $0.2800 | regular |
| Dec 13, 2023 | — | $0.2800 | regular |
| Sep 6, 2023 | — | $0.2800 | regular |
| Jun 7, 2023 | — | $0.2800 | regular |
Income Calculator
At $1.12 / yr per share
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