First Bancorp (FNLC) Total Return Calculator
$10,000 since Dec 2007, with and without reinvesting · data through Oct 2026
$10,000 invested in First Bancorp (FNLC) ten years ago, at the end of Oct 2016, was worth $24,627 at the end of Oct 2026 with every dividend reinvested: 9.4% a year, against $41,633 in the S&P 500. Since Dec 2007, $10,000 became $61,092 reinvested (10.1% a year), or $38,842 taking the dividends as cash, $14,013 of it paid out along the way.
FNLC became
$61,092
S&P 500: $72,756
Return a year
10.1%
S&P 500: 11.1%
Payouts reinvested
$23,741
bought more shares
Worst drop
-41.4%
S&P 500: -48.2%
$10,000, Dec 2007 to Oct 2026
Payouts reinvested · S&P 500 reinvested
| Year | FNLC total return | Paid out | S&P 500 |
|---|---|---|---|
| 2026 (part) | +44.3% | $2,513 | +11.7% |
| 2025 | +2.3% | $2,205 | +17.7% |
| 2024 | +2.5% | $2,104 | +24.9% |
| 2023 | −0.5% | $1,965 | +26.2% |
| 2022 | −0.4% | $1,768 | −18.2% |
| 2021 | +29.2% | $1,579 | +28.7% |
| 2020 | −11.5% | $1,468 | +18.3% |
| 2019 | +20.2% | $1,391 | +31.2% |
| 2018 | +0.2% | $1,202 | −4.6% |
| 2017 | −14.7% | $1,094 | +21.7% |
| 2016 | +68.8% | $968 | +12.0% |
| 2015 | +17.3% | $686 | +1.2% |
| 2014 | +10.1% | $965 | +13.5% |
| 2013 | +10.6% | $706 | +32.3% |
| 2012 | +12.5% | $663 | +16.0% |
| 2011 | +2.7% | $673 | +1.9% |
| 2010 | +8.0% | $622 | +15.1% |
| 2009 | −20.0% | $433 | +26.4% |
| 2008 | +44.0% | $735 | −36.8% |
"Paid out" is what your holding received that year. Month-end prices; no costs or taxes.
Key facts: FNLC total return
Data as of · Source: SmarterDividends data
- $10,000 invested in First Bancorp (FNLC) at the end of Dec 2007, with dividends reinvested, was worth $61,092 at the end of Oct 2026: 10.1% a year, against $72,756 (11.1% a year) in the S&P 500.
- Over the 10 years to Oct 2026, FNLC turned $10,000 into $24,627 with dividends reinvested, 9.4% a year.
- Over the 5 years to Oct 2026, FNLC returned 9.7% a year with dividends reinvested (S&P 500: 12.0%).
- Taking FNLC's dividends as cash instead of reinvesting them, the same $10,000 ended at $38,842, including $14,013 of cash received; reinvesting added $22,250.
- FNLC's best calendar year in that time was 2016 (68.8%) and its worst 2009 (-20.0%), with dividends reinvested.
Cite this page
SmarterDividends, "First Bancorp (FNLC) Total Return Calculator," updated Nov 8, 2026, https://smarterdividends.com/stocks/FNLC/total-return
FNLC total return questions
If I invested $10,000 in FNLC 10 years ago, how much would I have?
About $24,627 at the end of Oct 2026, with every dividend reinvested: 9.4% a year. Taking them as cash, you'd have shares worth $15,357 or so plus the cash you received. The same $10,000 in the S&P 500 became $41,633.
What is FNLC's total return since Dec 2007?
511% in total, or 10.1% a year, through Oct 2026 with dividends reinvested. The share price alone rose 148%.
How much of FNLC's return came from dividends?
About 51% of its yearly return since Dec 2007. Reinvesting them, rather than taking cash, left you $22,250 better off on a $10,000 start.
What was FNLC's worst year?
2009, at -20.0% with dividends reinvested (S&P 500: 26.4%). Its deepest fall from a peak, on month-end values, was -41.4%.
How is total return calculated here?
From month-end prices: the adjusted price counts every dividend reinvested in the month it was paid; the plain price doesn't. The S&P 500 is SPY with its dividends reinvested. No trading costs or taxes.