FXAIX Total Return Calculator
$10,000 since May 2011, with and without reinvesting · data through Oct 2026
$10,000 invested in FXAIX ten years ago, at the end of Oct 2016, was worth $41,993 at the end of Oct 2026 with every distribution reinvested: 15.4% a year, against $41,633 in the S&P 500. Since May 2011, $10,000 became $74,128 reinvested (13.9% a year), or $61,712 taking the distributions as cash, $6,541 of it paid out along the way.
FXAIX became
$74,128
S&P 500: $73,492
Return a year
13.9%
S&P 500: 13.8%
Payouts reinvested
$7,883
bought more shares
Worst drop
-23.9%
S&P 500: -23.9%
$10,000, May 2011 to Oct 2026
Payouts reinvested · S&P 500 reinvested
| Year | FXAIX total return | Paid out | S&P 500 |
|---|---|---|---|
| 2026 (part) | +11.8% | $588 | +11.7% |
| 2025 | +17.8% | $746 | +17.7% |
| 2024 | +25.0% | $693 | +24.9% |
| 2023 | +26.3% | $656 | +26.2% |
| 2022 | −18.1% | $605 | −18.2% |
| 2021 | +28.7% | $545 | +28.7% |
| 2020 | +18.4% | $554 | +18.3% |
| 2019 | +31.5% | $593 | +31.2% |
| 2018 | −4.4% | $567 | −4.6% |
| 2017 | +21.8% | $449 | +21.7% |
| 2016 | +12.0% | $462 | +12.0% |
| 2015 | +1.4% | $473 | +1.2% |
| 2014 | +13.7% | $339 | +13.5% |
| 2013 | +32.4% | $273 | +32.3% |
| 2012 | +16.0% | $234 | +16.0% |
| 2011 (part) | −5.8% | $106 | −5.4% |
"Paid out" is what your holding received that year. Month-end prices; no costs or taxes.
Key facts: FXAIX total return
Data as of · Source: SmarterDividends data
- $10,000 invested in FXAIX at the end of May 2011, with distributions reinvested, was worth $74,128 at the end of Oct 2026: 13.9% a year, against $73,492 (13.8% a year) in the S&P 500.
- Over the 10 years to Oct 2026, FXAIX turned $10,000 into $41,993 with distributions reinvested, 15.4% a year.
- Over the 5 years to Oct 2026, FXAIX returned 12.0% a year with distributions reinvested (S&P 500: 12.0%).
- Taking FXAIX's distributions as cash instead of reinvesting them, the same $10,000 ended at $61,712, including $6,541 of cash received; reinvesting added $12,416.
- FXAIX's best calendar year in that time was 2013 (32.4%) and its worst 2022 (-18.1%), with distributions reinvested.
Cite this page
SmarterDividends, "FXAIX Total Return Calculator," updated Nov 5, 2026, https://smarterdividends.com/stocks/FXAIX/total-return
FXAIX total return questions
If I invested $10,000 in FXAIX 10 years ago, how much would I have?
About $41,993 at the end of Oct 2026, with every distribution reinvested: 15.4% a year. Taking them as cash, you'd have shares worth $35,194 or so plus the cash you received. The same $10,000 in the S&P 500 became $41,633.
What is FXAIX's total return since May 2011?
641% in total, or 13.9% a year, through Oct 2026 with distributions reinvested. The share price alone rose 452%.
How much of FXAIX's return came from distributions?
About 16% of its yearly return since May 2011. Reinvesting them, rather than taking cash, left you $12,416 better off on a $10,000 start.
What was FXAIX's worst year?
2022, at -18.1% with distributions reinvested (S&P 500: -18.2%). Its deepest fall from a peak, on month-end values, was -23.9%.
How is total return calculated here?
From month-end prices: the adjusted price counts every distribution reinvested in the month it was paid; the plain price doesn't. The S&P 500 is SPY with its dividends reinvested. No trading costs or taxes.