GOLD Total Return Calculator
$10,000 since Mar 2014, with and without reinvesting · data through Oct 2026
$10,000 invested in GOLD ten years ago, at the end of Oct 2016, was worth $70,166 at the end of Oct 2026 with every dividend reinvested: 21.5% a year, against $41,633 in the S&P 500. Since Mar 2014, $10,000 became $83,767 reinvested (18.4% a year), or $72,061 taking the dividends as cash, $14,089 of it paid out along the way.
GOLD became
$83,767
S&P 500: $49,784
Return a year
18.4%
S&P 500: 13.6%
Payouts reinvested
$17,484
bought more shares
Worst drop
-62.1%
S&P 500: -23.9%
$10,000, Mar 2014 to Oct 2026
Payouts reinvested · S&P 500 reinvested
| Year | GOLD total return | Paid out | S&P 500 |
|---|---|---|---|
| 2026 (part) | +15.5% | $3,245 | +11.7% |
| 2025 | +29.5% | $2,164 | +17.7% |
| 2024 | −7.4% | $1,621 | +24.9% |
| 2023 | −8.9% | $2,872 | +26.2% |
| 2022 | +18.5% | $2,261 | −18.2% |
| 2021 | +146.1% | $1,844 | +28.7% |
| 2020 | +240.9% | $2,636 | +18.3% |
| 2019 | −29.9% | $24 | +31.2% |
| 2018 | −18.9% | $97 | −4.6% |
| 2017 | −23.4% | $268 | +21.7% |
| 2016 | +5.0% | $245 | +12.0% |
| 2015 | +92.2% | $169 | +1.2% |
| 2014 (part) | −24.0% | $37 | +11.6% |
"Paid out" is what your holding received that year. Month-end prices; no costs or taxes.
Key facts: GOLD total return
Data as of · Source: SmarterDividends data
- $10,000 invested in GOLD at the end of Mar 2014, with dividends reinvested, was worth $83,767 at the end of Oct 2026: 18.4% a year, against $49,784 (13.6% a year) in the S&P 500.
- Over the 10 years to Oct 2026, GOLD turned $10,000 into $70,166 with dividends reinvested, 21.5% a year.
- Over the 5 years to Oct 2026, GOLD returned 4.0% a year with dividends reinvested (S&P 500: 12.0%).
- Taking GOLD's dividends as cash instead of reinvesting them, the same $10,000 ended at $72,061, including $14,089 of cash received; reinvesting added $11,705.
- GOLD's best calendar year in that time was 2020 (240.9%) and its worst 2019 (-29.9%), with dividends reinvested.
Cite this page
SmarterDividends, "GOLD Total Return Calculator," updated Nov 9, 2026, https://smarterdividends.com/stocks/GOLD/total-return
GOLD total return questions
If I invested $10,000 in GOLD 10 years ago, how much would I have?
About $70,166 at the end of Oct 2026, with every dividend reinvested: 21.5% a year. Taking them as cash, you'd have shares worth $49,843 or so plus the cash you received. The same $10,000 in the S&P 500 became $41,633.
What is GOLD's total return since Mar 2014?
738% in total, or 18.4% a year, through Oct 2026 with dividends reinvested. The share price alone rose 480%.
How much of GOLD's return came from dividends?
About 19% of its yearly return since Mar 2014. Reinvesting them, rather than taking cash, left you $11,705 better off on a $10,000 start.
What was GOLD's worst year?
2019, at -29.9% with dividends reinvested (S&P 500: 31.2%). Its deepest fall from a peak, on month-end values, was -62.1%.
How is total return calculated here?
From month-end prices: the adjusted price counts every dividend reinvested in the month it was paid; the plain price doesn't. The S&P 500 is SPY with its dividends reinvested. No trading costs or taxes.