Gouverneur Bancorp, Inc.
GOVBFinancial Services · Stock · semiannual payer
$18.75
Add to PortfolioForward Yield
0.96%
Annual Dividend
$0.18
Payout Ratio
18%
5-Yr Growth
-20.7%
Ex-Date
May 4, 2026
Frequency
Semiannual
GOVB Dividend Safety Score
63/ 100
Grade C
Borderline
Dividend-growth streak0 consecutive years of growth
Cut historyCut its dividend in 2025
Earnings payout coverage18% of earnings paid out
Yield vs its historyYield in line with its history
SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.
Dividend Growth
Total dividends per share by year
Is GOVB a good dividend stock?
Yes, with caveatsGouverneur Bancorp, Inc. (GOVB) pays a semiannual dividend yielding 0.96% ($0.18/yr), with 1 year of growth and a dividend-safety grade of C. It's a solid income payer, but check the caveats below before buying.
Advantages
- Comfortable payout ratio (18%)
Risks
- Cut its dividend in 2025
- Dividend has been shrinking, not growing
- Share price is down over the past 5 years
Key Data
- Dividend Yield
- 0.96%
- Payout Ratio
- 18%
- Annual Dividend
- $0.18
- 5-Yr Avg Growth
- -20.7%
- Ex-Dividend Date
- May 4, 2026
- Years of Growth
- 1
- Frequency
- semiannual
- Beta
- 0.05
- Market Cap
- $19.9M
- P/E Ratio
- 19.9
- 5-Yr Total Return
- -4%
- 52-Week Range
- $12.75 – $20.00
- Dividend Safety
- C · 63/100
- Ever Cut?
- Yes (2025)
Frequently Asked Questions
Dividend History
| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| May 4, 2026 | — | $0.0900 | regular |
| Nov 3, 2025 | — | $0.0900 | regular |
| May 5, 2025 | — | $0.0800 | regular |
| Nov 4, 2024 | — | $0.0800 | regular |
| Mar 14, 2023 | — | $0.1875 | regular |
| Sep 14, 2022 | — | $0.1125 | regular |
| Mar 14, 2022 | — | $0.1875 | regular |
| Sep 14, 2021 | — | $0.2250 | regular |
| Mar 12, 2021 | — | $0.2250 | regular |
| Sep 14, 2020 | — | $0.2250 | regular |
| Mar 13, 2020 | — | $0.3187 | regular |
| Sep 13, 2019 | — | $0.3187 | regular |
| Mar 14, 2019 | — | $0.3187 | regular |
| Sep 13, 2018 | — | $0.3187 | regular |
Income Calculator
At $0.18 / yr per share
Per payment (semiannual)$9.00
Annual$18.00
Monthly avg$1.50
