Hanmi Financial Corporation
HAFCFinancial Services · Stock · quarterly payer
Forward Yield
3.53%
Annual Dividend
$1.12
Payout Ratio
37%
5-Yr Growth
23.7%
Ex-Date
Aug 3, 2026
Frequency
Quarterly
Summary
As of August 2026, Hanmi Financial Corporation (HAFC) yields 3.53% ($1.12 per share annually), with a blended fair-value estimate of $65.56 — +106% upside, so it screens as undervalued. Dividend safety grade: B (69/100). 1 years of dividend growth.
Is HAFC a good dividend stock?
Yes, with caveatsHanmi Financial Corporation (HAFC) pays a quarterly dividend yielding 3.53% ($1.12/yr), with 1 year of growth and a dividend-safety grade of B. It's a solid income payer, but check the caveats below before buying.
Advantages
- Comfortable payout ratio (37%)
- Strong 23.7% 5-yr dividend growth
- 65% total price return over 5 years
Risks
- Cut its dividend in 2020
Key Data
- Dividend Yield
- 3.53%
- Payout Ratio
- 37%
- Annual Dividend
- $1.12
- 5-Yr Avg Growth
- 23.7%
- Ex-Dividend Date
- Aug 3, 2026
- Years of Growth
- 1
- Frequency
- quarterly
- Beta
- 0.71
- Market Cap
- $945.3M
- P/E Ratio
- 10.7
- 5-Yr Total Return
- 65%
- 52-Week Range
- $22.00 – $33.50
- Dividend Safety
- B · 69/100
- Ever Cut?
- Yes (2020)
Frequently Asked Questions
HAFC Price — Last 12 Months
Daily close
Price Return
1 Year
+27%
3 Years
+84%
5 Years
+65%
52-Week Range
$22.00 – $33.50
Price change over each period (excludes dividends). Past performance doesn't guarantee future results.
What is HAFC worth?
Undervaluedlow confidenceOur blended fair-value estimate for Hanmi Financial Corporation is $65.56 per share, versus a market price of $31.88. That implies 106% of upside — a margin of safety of about 51%.
Fair Value
$65.56
Current Price
$31.88
Upside
+106%
Margin of Safety
51%
How we get there
Dividend discount
Discounts the future dividend stream back to today.
Earnings multiple (Graham)
Graham's earnings-multiple formula, anchored to bond yields.
At today's price, the market is pricing in about -10.0% annual free-cash-flow growth. We model 20.0% — below our estimate, leaving room for upside if the business executes.
Assumptions: 7.8% discount rate (CAPM), 20.0% stage-1 growth, 2.5% terminal growth, $2.99 EPS, $1.12 annual dividend. Updated weekly.
Fair-value estimates are model output for educational purposes only — not investment advice or a price target.
HAFC Dividend Safety Score
Safe
SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.
Dividend Growth
Total dividends per share by year
Dividend History
| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| May 4, 2026 | — | $0.2800 | regular |
| Feb 9, 2026 | — | $0.2800 | regular |
| Nov 4, 2025 | — | $0.2700 | regular |
| Aug 4, 2025 | — | $0.2700 | regular |
| May 5, 2025 | — | $0.2700 | regular |
| Feb 10, 2025 | — | $0.2700 | regular |
| Nov 4, 2024 | — | $0.2500 | regular |
| Aug 5, 2024 | — | $0.2500 | regular |
| May 3, 2024 | — | $0.2500 | regular |
| Feb 2, 2024 | — | $0.2500 | regular |
| Nov 3, 2023 | — | $0.2500 | regular |
| Aug 4, 2023 | — | $0.2500 | regular |
| May 5, 2023 | — | $0.2500 | regular |
| Feb 3, 2023 | — | $0.2500 | regular |
Income Calculator
At $1.12 / yr per share
