BAC vs HAFC: Which Is the Better Dividend Stock?
As of Oct 18, 2026, BAC and HAFC are closely matched. HAFC offers the higher yield at 3.60%, BAC has the higher dividend-safety score, and HAFC looks like the better value (its fair-value estimate is 69% above its share price).
Key facts: BAC vs HAFC
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, Hanmi Financial Corporation (HAFC) has the higher forward dividend yield at 3.60%, versus 2.50% for Bank of America Corporation (BAC).
- As of Oct 18, 2026, SmarterDividends grades BAC's dividend safety A (87/100) and HAFC's B (71/100).
- By SmarterDividends' count as of Oct 18, 2026, BAC has raised its dividend for 12 consecutive years and HAFC for 1.
- As of Oct 18, 2026, BAC pays out 26% of its earnings as dividends and HAFC pays out 37%.
- As of Oct 18, 2026, BAC's fair-value estimate is 24% above its share price and HAFC's fair-value estimate is 69% above its share price, so HAFC looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "BAC vs HAFC: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/bac-vs-hafc
| Metric | BAC | HAFC |
|---|---|---|
| Forward yield | 2.50% | 3.60% |
| Annual dividend | $1.28 | $1.12 |
| Payout ratio | 26% | 37% |
| Years of growth | 12 yr | 1 yr |
| 5-yr dividend growth | 8.4% | 23.7% |
| 5-yr total return | 15% | 38% |
| Dividend safety score | 87 (A) | 71 (B) |
| Fair value estimate | $63.43 | $52.68 |
| Upside to fair value | +24% | +69% |
| Frequency | quarterly | quarterly |
| Market cap | $358.2B | $922.7M |
| P/E ratio | 12.2 | 10.5 |
Higher yield
HAFC
3.60%
Safer dividend
BAC
Grade A
Faster growth
HAFC
23.7%
Better value
HAFC
+69% upside
BAC vs HAFC — FAQ
Is BAC or HAFC a better dividend stock?
BAC and HAFC are closely matched. HAFC has the higher yield; BAC scores better on safety.
Which has a higher dividend yield, BAC or HAFC?
HAFC has the higher forward dividend yield at 3.60%, versus 2.50% for BAC.
Is BAC or HAFC safer?
BAC has the higher dividend-safety score (87/100 vs 71/100), reflecting stronger payout coverage and dividend-growth history.
Is BAC or HAFC better value right now?
As of Oct 18, 2026, HAFC looks like the better value: its fair-value estimate is 69% above its share price (undervalued). For BAC, its fair-value estimate is 24% above its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.